How To Invest Money as a Teenager in 2022

If your new year resolution is to invest money as a teenager, then this article is good for you.

I will show step by step how to make money in the stock markets as well as Alternatives to standard investing.

How To Invest Money as a Teenager| Why ?

If teenagers need a reason to start investing at that early age, then main argument is to take advantage of time.

Reasons To Save Money as a teenager

Investing or saving money as a teenager may not be what comes in most of this generation minds.

Most may be more inclined to spend whatever they have into purchasing the latest trendy items to conform to their peers.

However, for the few that look forward to preparing their future, investing as a teenager may be the best resolution they will ever take.

Saving money is a mindset no matter one’s person age.

How To invest money as a teenager - The power of investing is a very noble goal to strive for
The Power of Early Investing as a Teenager

Once you get into the habit, investing quickly becomes second nature.

The Power Of investing

From that point forward, you can start making bigger plans.

What to do with the money is never a question you will dwell long on.

You will be able to finance future projects should you choose to.

Paying for graduate school is one I can think of.

How about starting your own business with your own seed money.

That can be very gratifying and brings a great sense of freedom.

Value of Compounding Returns

What may appear to a teenager investor as a small amount of money is bound to grow very fast.

Why ?

Because of the compounding returns.

Imagine that the money you put away on year one will be growing on year 2, 3, etc at the pace your performance return.

This means that money that is invested early will have a lot of years to grow on its own.

One crucial implication is that even if you stop investing at some point, the money you saved early will continue to grow over time.

How To invest money as a teenager - $1000 can growth up to $28625 at 15% yearly return
Growth of one-time $1,000 investment over the years

As an illustration, the above table and chart show how much a one-time $1,000 investment can growth over time.

I provided the data 5%, 10% and 15% yearly returns.

Investment Returns for teenagers

Those returns are very realistic in today’s environment as you will see later in this discussion.

Simply investing $1,000 once can turn into $28k over 25 years.

Looking at this number in the light of current inflation in the US, you and I cannot be impressed at all.

However, I hope you get the point compounding returns.

I will make it a point to provide further emphasis in the next section with an illustrious example.

You Can Afford to Take Risks

As a teenager investor, you will have time on your side.

This will allow you to take risk because you have time to recover or change plans.

To really show you the full power of investing at an early age, I will now provide a study of how much your money can growth if keep investing $1,000 each year.

Now you could be asking where you would take $1000 each year?

Think about your birthdays and gifts you have received over the years from family members.

These amounts easily go over $1000 per year 🙂

Instead of spending the cash, if you invest it every single year over the next 25 years, your potential return as displayed below.

How To invest money as a teenager - putting $1000 away each year will get you $212000 at 15% return after 25 years
You can Turn a $1,000 yearly investment into 212k in 25 years

Exponential Growth of Investing $1,000 a year

Yearly ReturnHow Much Will $1000 Grow into after 25 years
5% $47,727
10%$98,347
15%$212,793

You will have almost $100k after 25 years assuming a 10% annual return.

Should we assume a more generous return on your $1,000 yearly investment, your account will be worth over 212k.

All you have to do is to get into the discipline of putting aside $1,000 per year over the next 25 years.

Let’s me break it down further.

To put aside $1,000 in 365 days, it comes down to $2.75 per day.

Is this a plan you can start implementing today?

Maybe you are a parent of a teenager who is reading this.

$2.75 a day is less than a cup of coffee these days.

Dare I say more?

$13 a day to become a Millionaire

If you are already well into your dream to build great wealth.

Before we jump into the fun part apart which investment can give you these types of returns,

allow me to answer a question you may already have on your mind.

Yeah, I am a mind reader on my spare time as well.

The question is: How much money do I need to invest each year to get $1 Million.

The answer is: It will take you $4700 invested each year at 15% return to amass $1 Million after 25 years!

For some parents out there, $4700 a year is less than $13 per day.

Therefore, I could title this tutorial become Millionaire with $13 per day.

What Is the Best Investment for Teenagers?

One way a teenager can start investing is by simply putting the pocket money you have away.

A cookie jar was my great scheme is saving money at first.

Then at the end of each year, I will open it to decide how I was going to spend the money or put it in a new cookie jar for the next year.

How to Start investing as a teenager

As a teenager, I was not always in the position to have someone open an investment account for me.

For most teenagers, parents or guardians can easily do so nowadays.

You can ask you parent to open an account for you if you are still a minor.

On the other hand, should you already be of age to open an account, go ahead and do so as early as possible.

The next step will be to start brushing up on investing terminology.

The best place I would recommend (I used it as an adult myself for options) is none other than Investopedia stock simulator.

Resources for Teenagers To start investing money

Here at successfultradings.com, we fully believe in education to help bridge the financial gap.

Here are a series of articles to help teenagers who are newbies to investing.

Fractional Shares Trading on Webull
Top 10 Best investment Newsletters
How To Read Stock Charts for Beginners
Differences between stocks and Bonds
Top 7 Best Apps to Trade Stocks
Acorns Investing
What Is Automatic Investing

Investing For a Brighter Future

For the parents and teenagers out there needing one last reason on start investing as a teenager:

Look at Investing early as ensuring your future where you will no longer need to work as hard because your money will be doing all the hard work.

Should Teenagers Invest in Crypto?

We know now that early adopters of Crypto have all done quite well with this investment.

Hence, many including teenagers still wonder if they should consider crypto as an investment.

From my point of observation, crypto is still at a very early stage.

Impact of Web 3.0 on Crypto

According to multiple experts, the next generation of internet called Web 3.0 will further expand the importance of crypto in our lives.

The decentralized version of the internet is bound to bring crypto technologies front and center in everything we do today.

Consequently, once can only imagine the growth we have to look forward to in the upcoming decenies.

Here is a nice video depicting the influence of Web 3.0 on crypto potential boom.

Comment son Web 3.0 Impact on Cryto Video:

Here is one of the best comments from the above video:

The more I learn about these technologies the more I am beginning to see how we are on the cusp of a revolutionary transformation. I came to this scene because “crypto go up”, but now, I am insanely excited to know that I (we) have the opportunity to get in on something monumental before it really takes off. Goosebumps

Best Stocks for a Teenager to Invest in 2022

The US stock market returns over the last 10 years or so have been astronomical with the boom in tech companies.

Here is the video comparing two of the major indexes: the QQQ and the S&P 500.

Growth stocks vs Value Stocks?

For a teenager who is investing in the stock market, growth stocks will tend to be better than value stock.

Once again, the reason for this is because the teenage investor can shift the course of their investment.

Usually, teenagers are the early adopters on new technologies.

Remember, how Facebook (sorry, I meant Meta) , Snap, twitter and some other disruptive companies started.

It was first through the lenses of teenagers.

As such, your investing research as a teenager is to keep appraised of what your peers are into.

How To invest money as a teenager in 2022 - a diversified portfolio goes a long way to avoiding max exposure
A diversified Portfolio goes a long way to avoiding bad Exposure

Then, instead of buying those products if any, focus more on how you will be able to benefit as an invesor.

Let’s me give you this illustration.

Inn 2000, two friends were very much fans of iPhone.

ne bought the iPhone and the others invested 2k in AAPL stock.

Fast forward 12 years later, the second friend has over $165,000 from that single $2,000 investment.

How Much can a teenager make investing in the stock market

How many stocks in 2021 returned more than 15% ?

400 stocks out of 779 I monitor returned at least 20% this year alone!

That is over 51% of my screening watchlist.

Why is this significant you may ask?

How To Start investing money as a teenager in 2022 - stock market return above 15%
Over 51% of the stocks I monitor returned at least 20% in 2021

Well, because earlier I stated that 15% yearly return was quite possible.

Where?

In the stock market is the clear answer.

We can see some common stock 1 year performance such as Ford (Ticker: F) : 136%

Moderna (Ticker:MRNA) = 43%

NVidia (Ticker: NVDA) =125% || Microsoft (Ticker:MSFT) = 51% || Apple (Ticker: AAPL) = 33%

FINAL THOUGHTS On How to Start Investing as a Teenager

My goal was to showcase the advantage of starting investing early.

I shared the numerous reasons on why and how to start investing money as a teenager.

You can achieve financial freedom in no time.

$50000 Per year is How Much an Hour

It is quite important to know how much your time is worth.

In this discussion, he will dissect the topic of $50,000 per year is How much an hour.

This will help those looking to compare multiple jobs or source of revenues in 2022 and beyond.

$50,000 Per Year is How Much an Hour?

In order to find out how much $50,000 per year is for an hour, we need first to determine how many hours you work in a year to make that $50,000.

To do so, lets scrutinize two possible cases.

Case 1: Salaried Employee

Should you be a salaried employee, then you have certain advantages such as holidays and vacations.

In average, most corporations observe at least 12 holidays during a year.

You will also be entitled toa number of vacations that varies depending on how many years you have worked.

Let’s assume that you have only two weeks of vacations a year which is fairly average.

Just for your reference, here is a standard rate of vacation accrual as a function of your number of years at your company.

Length of EmploymentAccrued Vacation
Less than 1 year 2 weeks or 6.6 hours /month
1 to 5 years 3 weeks or 10 hours /month
5 years to 10 years 4 weeks or 13.3 hours /month
10 years to 20 years 5 weeks or 16.6 hours /month
More than 20 years 6 weeks or 20 hours /month
Standard Vacation Accrual Rate based on years of Employment

In case you are wondering how I know about the vacation table above, let’s just say I have gone through the entire table myself.

I worked over 20 years in several US corporations, so I was able to accrue vacation time based on the above schedule.

$50,000 a year into hourly for a Salaried Employee

Out of the 52 weeks in a year, our assumption is that you will not work for 2 weeks due to holidays and 2 additional weeks at least thanks to your personal earned vacation.

This leaves us with 52 weeks – 2 -2 = 48 weeks of wreal work.

A work weeks is 40 hours in the US (I wanted to make a joke here about my French readers… la semaine des 35 heures mes Amis !)

The resulting number of hours worked is 48 weeks multiplied by 40 hours per week which gives us 1920 hours.

Then we can take the annual salary of $50,000 and divide it by the number of total hours (1920) to give us the answer to our question:

$50,000 per year is how much an hour: answer is twenty-six ($26.0) based on our above assumptions.

Hourly Rates for 50k per year Annual Salaries

For employees with higher accrued vacation time, here is a summary table with the hourly pay should you have more than 2 weeks of personal vacation.

Length of EmploymentAccrued VacationHow much an hour is 50kper year?
Less than 1 year 2 weeks or 6.6 hours /month $26.0
1 to 5 years 3 weeks or 10 hours /month $26.6
5 years to 10 years 4 weeks or 13.3 hours /month $27.17
10 years to 20 years 5 weeks or 16.6 hours /month $27.8
More than 20 years 6 weeks or 20 hours /month$28.4
How Much is 50k per year in an hour based on years of Employment

Once we have the above table, we can then see that an employee with5 years of experience will make $27.17 per hour on 50k annual salary which is almost 5% higher than someone with less than 1 year of employment.

Case #2: Hourly Paid Employee

An employee who is paid hourly would not necessarily have the benefit of personal vacation.

This is often the case for contractors.

As a result, the number of weeks worked each year is about 50.

For a standard 40 hours week, this bring us to 2000 hours worked in a year.

Consequently, 50kper year into an hourly pay rate translates to $50,000 divided by 2000 hours = $25 per hour.

Truth be told, for such contractors and hourly employees, overtime is a good true measure of the total compensation.

How Much Is one Hour of your Time Worth?

The conclusion of the previous section can really get people thinking about the value of their time.

Let’s imagine two individuals who make the same amount of money $50,000 a year.

Time is Money

The first one has less than 1 year of employment and the other one has 5 years.

At first sight we might be able to think that they are earning the same salary at thus things are equal.

$50,000 per year is how much an hour - worker relaxing pool side away from work
Time away from work | Sitting Pool side Enjoying the Scenery

Until we truly look into how much an hour the 50k annual salary equates to, we would not be able to measure the true value of their time.

Therefore, this brings the perennial question: how much is your time worth?

If you can answer this question, you will be well on your way to wealth building if that is a goal for you.

Think about this with this example.

Let’s assume you know that your one hour of work is worth $26.

What to do with your Free Time?

Then if you have a (personal) task that will take you one hour or more.

If you can find someone else to accomplish this task for you for way less than $26, then you may want to spend that hour doing something that will bring each enough to pay the person handling the task for you.

On the other hand, others may just appreciate the time off work to relax with family and friends.

This part of our lives cannot be quantified in dollars.

I try to always remember that. So should each one of us.

How Much is Your Paycheck with $50,000 a year Salary?

Earlier in this series on $40,000 per year is how much an hour, I briefly described how what will impact your paycheck.

There is this saying that the only two certain things in life are death and…TAXES.

Do not Ask me, I do not know where that came from.

All I know is how much taxes you are bound be paying on your $50,000 per year salary.

How Much is $50,000 per year after taxes

We will have to be more realistic in this analysis by including the state tax.

The reason is that no everyone lives in Florida, Nevada or Texas.

I know because I have been living in California for over 20 years.

When I took my first job coming from Texas, that was exactly my argument in negotiating my initial salary.

I will use the table below with the assumption that your state tax will be eating” 7% of your base salary.

That is a good average as this number will vacillate between 5% and 10%.

Tax CategoryCost of TaxesTake Home Amount $
Social Security (6.2%)$2945$44500
Medicare (1.45%)$712$43838
Healthcare$1000$42838
401(k) Retirement contribution (5%)$2500
State Tax (7% of new bassline salary)$3325$39513
Federal Tax (15%)$7125$32388
How Much is your paycheck with $50,000 Salary?

The percentages on the different taxes are calculated on the remaining amount after you have put the 401k retirement away.

This is because we know that the money invested in 401k is tax deferred.

Therefore$47,500 is our new baseline for taxes calculations.

Take Home On $50,000 per year

Most US companies pay their employees every two weeks,

This means that we have to divide the remaining amount of money after you have paid your taxes into 26 weeks.

$32388 divided per 26weeks is about $1246 dollars.

This is how much money a person making $50,000 annually is likely to see every couple of weeks.

$50,000 per year is how much an hour
How much will you Take in your pocket on 50k Annual salary?

The variables that you can tweak to reflect your specific situation are the state tax you pay and how much you elect to defer on your 401k for retirement.

Remember, the advantages of the 401k retirement account are as follows:

  1. You will get free money from your company to match your contributions
  2. You will be paying taxes on this money at a lower bracket later in retirement

How Much is $26 an Hour Annually?

Should you happen to have an hourly rate job, then the question is turned around.

In this scenario, you would want to know how much money you can really make per year.

Such jobs may be like in a call center or any position where workers are dispatched on a need basis.

Let’s summarize in the table below how many possible worked hours you can accumulate in a given year.

I am going to assume that such a worker has a 5-day working week.

We will vary the number of hours worked each day.

Hours of Employment in a YearAnnual Salary
50 weeks /10 hours/day $65,000
50 weeks / 9 hours/day $58,500
49 weeks /9 hours/day $ 57330
49 weeks/8 hours/day $50,960
48 weeks/10 hours/day $62,400
$26 an hour is how much per year?

The first-row calculation is as follows: 50 weeks x 10 hours x 26 dollars per day = $65,000 / per year.

Salaried vs Hourly per Rate

There is a great deal of information we can derive from the above table.

The most obvious of which is you can me more than $50,000 per year even if your hourly per rate is only $26!

What ? How is this possible ?

Yes, you read it right.

If you work for instance 49 weeks in a year for 9 hours each day, then your yearly salary (row # 3in the table) comes us to be $57,330.

This amount is almost 15% higher than the salaried employee who makes the same $26 per hour.

Do You Have 2 Hours to Spare Each Day ?

The second most remarkable data point from the data in the study table is the fact that with just 2 extra hours of works each day, you can work 48 weeks a year yet end up making $62,400.

That represent a cool 24.8% higher annual pay compared to a worker who just put in 8 hours each day over 48 weeks.

What a perfect Segway to the next section on how to increase your annual pay.

Ways To Make More than $50,000 a Year?

As we just learned above, should your current job allow it, you can increase your base salary of $50,000 by 25% just working 2 more hours a day.

The pay could even be higher if those 2 hours are considered overtime.

So go ahead and ask your boss if you can take in extra shifts to increase your yearly salary.

Learn A New Skill

A great deal of people is just ONE simple idea away from making way more money than what they are currently bringing home.

Imagine if instead of putting more time into your current job each day, you decide to dedicate 2 hours each day to acquire a new lucrative skill.

Maybe you have a dormant passion in you waiting to be awaken in this new year.

Do not put it off any longer.

Take the first step today.

I was once in our shoes and for many years I kept neglecting the other avenues I could be making money.

One such road is exactly what led me into this very blog.

Yes, that is correct.

I took my first step an evening of October 2019.

To be honest, it was not even planned.

Like most people, I finished my day work and was just browsing around on the internet.

Then one click led to another and here I am today, I have a blog with over 200 articles teaching others about my passion of investing and trading Options for a living.

Make more Money in the Comfort of Your Home

Everything nowadays is available online for most activities.

Whatever you like to learn or do, chances are there is a community something in this world that you can leverage to get where you want to be.

So, what do you fancy?

Can You Live Well with $50,000 Salary?

With great planning, it is perfectly possible to arrange your life and live comfortably on $50000 per year.

However, the challenge comes for those individuals whose lifestyles do not match their pockets.

Jobs that Pay $50,000 per Year

The Experts at ZipRecruiter provide a great list of jobs that pays $50,000 per year.

We will be reviewing them shortly to provide you our best one.

In the meantime, I cannot help reminding you that the best job you could ever have is to work for yourself!

Therefore, even if on a short-term basis you are working for someone else right now, make it a point to start planning how you will transition over the long term to be your own boss.

How To Make a Living Day Trading

I shared how much money you can make day trading in a recent blog post.

In a simple illustration, let’s assume you can make $500/day Day trading.

This amount of $500 is a key point as you will see shortly.

$500 per day translate into $2500 per week.

Which means that you could make around $10,000 per month Day Trading.

Conservatively, we can project that a Day trader can make over $50000 a year on a constant basis.

How much an hour Can Day Trader Make?

In fact, I could easily argue that Day trader have the best hourly pay rate you can imagine.

I have been Day Trading since 2014.

I can show you Day Trading Strategies that can yield very good return in less than 2 hours.

Furthermore, Day Trading provides a great deal of flexibility to you.

You can decide to Day trade for a couple of hours per day and live the rest of your life as you please.

Here is a view of several examples of winning Day Trades our Traders in our Discord Room.

Is $26 a Good Hourly Pay Rate?

I shared how this $26 hourly rate can really blossom into more than $50000 per year.

For that, you will need to be in a situation that allows you to have as many hours as possible.

Is $50,0000 a Great Salary?

Depending on where you live, $50,000 can be a great yearly salary to get you started in life.

Especially if you are young fresh out of school.

Healthcare spending should not yet be a concern despite the current circumstances.

Therefore, you need to start investing as much as you can while maximizing your hourly pay.

Multiple Sources of Income

One great secret into building wealth is to create multiple sources of income.

They will greatly contribute to increase your net income.

There are spending you and I will never have control over but as for the sources of incomes, each one of us is fully in charge of that.

The question is: Are you ready to start the foundation of your future wealth?

FINAL Thoughts | $50,000 a year is How Much an Hour?

I answered the question: $50,000 per year is how much an hour in the direct and indirect form.

Which led us to explore the concept of time value for each one of us.

I urge you today to take the first step to your financial freedom.

There are multiples avenues for that.

Which one is yours?

40k a year is how much an hour

40k a year is how much an hour - average salary in the US

More and more young people are entering the job market each day.

Important questions on job offers such as 40k a year is how much an hour need to be answered for them.

In this series of tutorial for young investors, I will be tackling on the topics of hourly wages and how they translate into annual salary.

40k a year is how much an hour | The Context

The context of this crucial question to convert 40k annual salary into an hourly rate is veryimportant.

If you happen to be a salaried employee who works a 9 to 5 regular job or 8 hours per day that is one scenario.

Conversely, if you are an hourly employee, you can use the answer to this question to determine two things:

  • How many hours you will need to work to get to this salary
  • How to use the rest of your time away from this job to generate more income

Let’s breakdown our analysis on a case by case basis.

Salaried Employee hourly Rate

We will clearly assume that 40k a year is the base salary without any other incentives.

Typically, in corporation, there is a year-end bonus based on the financial achievement of your company.

For now, let’s assume you work 8 hours a week Monday through Friday.

therefore, the numbers of worked hours per week is 8 times 5 = 40 hours.

If we purely assume that in a standard year, there are 10 holidays for the simplicity of the calculation .

A standard year has 52 weeks.

Let’s then Subtract 2 weeks for holidays and 2 weeks at least of personal vacation.

We are left with 52 weeks – 2weeks – 2 weeks = 48 weeks.

We can then use this 48 weeks number as our baseline for the following table with calculation.

40k /year Salary is how much per hourNumber of Hours You WorkedYour Hourly Salary
48 Weeks worked48×40 = 1920 hours40000/1920= $20.83
49 Weeks Worked49×40 = 1960 hours$20.4
50 Weeks Worked50×40 = 2000 hours$20
How Much you make an hour for 40000 yearly Salary

You will be making between $20 and $21 an hour to reach that 40k a year.

Hourly Employee Model

The main difference for some hourly employees is that they may not have any vacation hours.

Some contractors also fall into this category.

Therefore, the number of worked hours will be a bit higher than in the previous case of salaried employees.

The resulting hourly rate will be lower.

In the summary table below, we will show you 51 weeks and 52 weeks of worked hours.

40k /year Salary is how much per hourNumber of Hours You WorkedYour Hourly Salary
51 Weeks worked51×40 = 2040 hours40000/1920= $19.6
52 Weeks Worked52×40 = 2080 hours$19.2
How Much you make an hour for 40000 yearly Salary as an hourly employee

Benefits of Salary vs Hourly

Between $19.2 and $19.6 is the hourly rate for someone who makes 40k per year.

That is a 6% reduction compared to a salaried employee who works fewer hours due to vacation time.

Often, Salaried employees may also benefit from free money into their retirement.

Most corporations match the first 4-5% of the money you decide to invest into your retirement.

This is a great source young people should be taking advantage of as early as possible because this money will compound over the years.

$40,000 a Year IS How Much After Taxes?

On paper, $40000 a year may seem like a lot of money.

But int he table blow, we are going to break down a potential take home amount from a yearly salary of $40k.

Depending on where you live, if there is state tax to factor in or not, your paycheck will be greatly impacted.

For the first example, let’s assume no state tax like in Florida or Texas.

Tax CategoryCost of TaxesTake Home Amount $
Social Security (6.2%)$2480$35520
Medicare (1.45%)$580$34940
Healthcare$1000$33940
401(k) Retirement contribution (5%)$2000
Federal Tax (10%)$3800$30140

In the above table, we assume you are saving 5% of your yearly salary for retirement.

This means that you will be paying taxes on $38000 instead of the original $40000.

Your yearly take home goes down for each line item suggested above.

In this simple example, a person who makes $40000 a year ends up with about 75% of that money: precisely $30140 – after paying tax.

This will be even less should you live in a place with state tax.

Is 40k a Year a Good Salary to Live Comfortably?

The cost of living varies in great deal across the country.

Some cities may be more suitable for a given annual income.

Based on recently reported cost of living numbers in several states and cities, these are the ranking of places where 40k per year which equates $20 an hour may be enough to live decently.

Average Yearly Salary in the US

Let’s examine the average yearly salary per state according to 2021 ZipRecruiter data.

40k a year is how much an hour - yearly salaries in the US by map and histogram
Average Salaries in the US as of 2021

This is the analysis provided by ZipRecruiter per the state view.

Top 50 Highest Paying States for Average Jobs in the U.S.

We’ve identified 11 states where the typical salary for an Average job is above the national average. Topping the list is Massachusetts, with Hawaii and Rhode Island close behind in second and third.

Rhode Island beats the national average by 7.1%, and Massachusetts furthers that trend with another $7,523 (11.3%) above the $66,665.

Significantly, Massachusetts has a very active Average job market as there are several companies currently hiring for this type of role.

With these 11 states paying on average above the national average, the opportunities for economic advancement by changing locations as an Average appears to be exceedingly fruitful.

About Our DataZipRecruiter salary estimates, histograms, trends and comparisons are derived from both employer job postings and third party data sources.

Data used to develop this report includes ADP data. ADP is an exclusive provider of employee payroll data for ZipRecruiter.

Table View of Average Salary Per State

StateAnnual SalaryMonthly PayWeekly PayHourly Pay
Massachusetts$74189$6,182$1,427$35.67
Hawaii$73973$6,164$1,423$35.56
Rhode Island$71365$5,947$1,372$34.31
North Dakota$70067$5,839$1,347$33.69
Alaska$69,751$5,813$1,341$33.53
Nevada$69,200$5,767$1,331$33.27
Washington$69,142$5,762$1,330$33.24
South Dakota$68,022$5,668$1,308$32.70
New York$67,727$5,644$1,302$32.56
Oregon$67,253$5,604$1,293$32.33
Maryland$66,701$5,558$1,283$32.07
Kansas$66,665$5,555$1,282$32.05
Nebraska$65,465$5,455$1,259$31.47
New Hampshire$65,421$5,452$1,258$31.45
Virginia$64,607$5,384$1,242$31.06
Colorado$63,026$5,252$1,212$30.30
South Carolina$63,020$5,252$1,212$30.30
Mississippi$62,497$5,208$1,202$30.05
Delaware$62,391$5,199$1,200$30.00
California$62,356$5,196$1,199$29.98
Missouri$62,276$5,190$1,198$29.94
Vermont$61,581$5,132$1,184$29.61
Oklahoma$60,844$5,070$1,170$29.25
Kentucky$60,788$5,066$1,169$29.22
Wyoming$60,682$5,057$1,167$29.17
Connecticut$60,416$5,035$1,162$29.05
Arkansas$59,389$4,949$1,142$28.55
Michigan$59,093$4,924$1,136$28.41
Illinois$59,068$4,922$1,136$28.40
West Virginia$58,867$4,906$1,132$28.30
Idaho$58,479$4,873$1,125$28.11
New Jersey$58,149$4,846$1,118$27.96
Maine$58,015$4,835$1,116$27.89
Pennsylvania$57,871$4,823$1,113$27.82
Montana$57,684$4,807$1,109$27.73
Arizona$57,091$4,758$1,098$27.45
Minnesota$57,001$4,750$1,096$27.40
Tennessee$56,888$4,741$1,094$27.35
Indiana$56,725$4,727$1,091$27.27
Texas$56,536$4,711$1,087$27.18
Wisconsin$56,509$4,709$1,087$27.17
Ohio$56,477$4,706$1,086$27.15
Utah$55,841$4,653$1,074$26.85
Louisiana$55,280$4,607$1,063$26.58
Georgia$55,075$4,590$1,059$26.48
Iowa$54,554$4,546$1,049$26.23
Alabama$53,786$4,482$1,034$25.86
North Carolina$53,703$4,475$1,033$25.82
New Mexico$53,675$4,473$1,032$25.81
Florida$51,909$4,326$998$24.96
Top 50 Highest States for Average Jobs in the US

The state with the lowest hourly rate is Florida around $25.

As such, 40k a year is 30% lower than the lowest state average.

It should be noted that the average number does not mean it is impossible to live decently in such a state.

The average median may be a better measure of how 40k a year can translate into a good living condition.

In fact, from the table above, we can derive that about 18% of the country live with less than an hourly salary of $20.

How Can You Make $40,000 per year?

There are many jobs out there where you can make $40,000 even if you do not have a big degree.

One of the least thought methods to make $40,000 in through investing.

What Jobs Pay $40,000 a year?

Especially, since many people consider that you need big money to start investing.

What if I told you that there is no need for big money to start?

Here is a short video on how you can start turning in big profits for as low as $10.

Alternative Ways to Make $40,000 a year

There is this recession proof method to make money you should know about.

It will open your mind to new opportunities many people are making money online today.

TikTok Stock Price 2022 - Turn $100 into $12000 in weeks

How To Make More Money Through Crypto?

Of course, by now you may have heard about the many crypto millionaires from early adopters of Bitcoin to recent Shiba inu investors.

But there is an even powerful method to profit from the boom of crypttocurrencies.

Check it out below.

Download My Free 2022 Excel Hourly Pay Calculator

With my Hourly Pay Calculator, you will be able to answer question like:

  • $25 an hour is how much a year
  • 25 dollars an hour is how much a year

FINAL THOUGHTS on 40k a year Is How Much an Hour

We showed you how 40k a year translates into an hourly rate.

State by state comparison shows which places may be the most fitting for young people to start building their financial independence.

2022 TikTok Stock Price – Where to Buy TikTok Shares?

TikTok popularity over the last couple of years is second to none among social media.

As an investor, if you are still wondering if you can buy TikTok shares, this article is right for you.

TiTTok Stock Price in 2022 | What Is TikTok

I am pretty sure by now you have heard about the frenzy over TikTok.

In order to give you some perspective about TikTok popularity, here is the worldwide trends from Google trends over the last 5 years.

TikTok Worldwide Searches over Last 5 Years

From 2020 to the end of 2021, Searches on Google of the work “TikTok” have gone up almost 400%.

One cannot help to wonder what makes this yet another social media so captivating.

If we scrutinize the spike in popularity of this platform, once can see that it was a perfect storm.

People (should I say teenagers) were locked down during the pandemic and needed some entertainment.

TikTok came at the perfect time to serve that need to escape the daily reality.

Where Is TikTok Most Popular in the World? ?

Google trends provides a breakdown of the interest for Tiktok and the Top 5 regions are all in Asia.

I summarized them in the table below from highest interest at 100.

Position Based on Number of Online SearchesGeographical region
1 Score = 100Indonesia
2 Score = 55Philippines
3 Score =50Nepal
4 Score = 32Myanmar (Burma)
5 Score =29Cambodia

Who Is the Owner of TikTok?

The parent company for TikTok is Byte Dance.

ByteDance is based in Beijing, China.

ByteDance corporate headquarters are in located in Haidan district in Beijing as shown on the map below.

In fact, Tiktok is the international rendering of a Chinese based App from 2016 Called Douyin.

The largest shareholder of ByteDance in the holding empire SoftBank.

Where is TikTok Head Office in The US?

To date, the company has offices in 4 US cities: Mountain View, San Francisco, Austin and Chicago.

It US headquarters are in the Culver City near Los Angeles as depicted on the map below.

TikTok came under heavy scrutiny in 2019 in the US as it tries to launch its IPO.

That ambition was met with a mandate by US regulators.

Trending Items Searches for TikTok Query
#1Watermark TikTok
#2Downloader TikTok
#3Tiktok Videos
#4TikTok Tanpa Watermark
#5Download TikTok Tanpa Watermark

In order for Tiktok to operate freely in the US, it needed to be under the umbrella of a publicly traded US firm.

Microsoft (Ticker: MSFT) and Oracle (Ticker: ORCL) were to two US based companies to vie for that honor.

This agreement has not reached a resolution stage yet so time will tell.

TikTok Stock Price 2022 - Turn $100 into $12000 in weeks

Is TikTok Legit?

Despite some negative publicity regarding inappropriate content for minors on its platform, Tiktok remains as legit as it can be.

The simple fact that its main competitor in the video arena, none other that YouTube started to position itself on the short videos segment says a great deal.

Indeed, in the alst quarter of 2020, YouTube launched a new video type called #shorts.

The length is to be less than 1 minute.

This new standard aim to compete with TikTok directly since the latter has been growing so much.

I can share a personal story here.

My YouTube channel benefited from this in November 2020 in order to reach monetization status.

Here is my first ever Short video on YouTube. Maybe it was even an initial TikTok video ?

How Does TikTok Make Money?

The concept of video sharing App is not new.

Main other companies have tackled on this without the level of success TikTok has displayed in such a short period of time.

However, it is the ecosystem TikTok has been able to create that makes it so appealing for investors.

What initially started as dancing platform has morphed into a great business tool.

Instead of just providing entertainment, many businesses jumped on-board TikTok to market their products to this growing audience.

Best Stock Prediction Website – 5-Day Stock Forecast

For over two years now, this website has been providing the best stock predictions. Do not take my word for it, rather spend the next five minutes on our 5-day stock forecast results since 2020. Better yet, I can provide you multi-year studies and back testing that corroborate my claim that Succcessfultradings.com is the best stock prediction website. Best Stock Prediction Website | My Results Anybody can make stock predictions or forecasts, but the challenge is to achieve consistent results. …

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NVDA Stock Prediction – Easy NVDA Stock Projection

Over the last five 5 years, NVDA has been one of the hottest stocks in the US stock market. In this NVDA Stock prediction discussion, we will share the projections for NVDA stock price after the recent stock split. As a bonus, you will discover a clever way to take advantage of NVDA stock price volatility using our 5-day stock forecast system. NVDA Stock Projections | Price History NVIDIA is an American Corporation based in Santa Clara California. It was …

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Bank of America Stock Predictions – Bac Stock Forecast 2022

Like most banks in 2021, bank of America stock has been quite bullish in the past year. What are the current bank of America stock predictions for the years to come? Plus, find out how I use my short-term bac stock forecast to generate some high profits. Bank of America Stock Predictions | Price History Bank of America is one of the oldest financial institutions in the Unites States. It provides banking services to 66 million retail and small businesses …

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2022 Qualcomm Stock Price Predictions – Big QCOM Stock Forecast

Looking to invest into Qualcomm stock to take advantage of future growth ? This analysis of Qualcomm stock price predictions will help you leverage what most analysts are forecasting for QCOM stock in the years ahead. Additionally, I will share my short-term forecast of Qualcomm stock price so that you can take advantage of the occasional spike in volatility as well. Qualcomm Stock Price Prediction | Overview Qualcomm is a wireless technology company located in San Diego, California. It main …

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How To Use Webull Stock Screener – Easy Step by Step guide

Webull App and Desktop provide a stock screener to help traders find suitable stocks. From long term investing through swing trading and stock or options day trading, Webull stock screener is well positioned to help you take your trading to the next level. Webull Stock Screener on Mobile App One of the biggest challenge aspiring and veteran traders share with me in my Discord room is how to pick stock to trade. Often, I discover that a lack of a …

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What Is TikTok Price In The Stock Market

Since the US regulators did not facilitate Tiktok entry into the US stock market, there is not yet a stock price for TikTok.

The IPO is still in gestation phase.

Tiktok Stock Price Forecast

Given the amount of traffic and the growing User engagement on Tiktok, the stock price forecast for its IPO is bound to set all records.

Many investors would want to have the privilege to be the original owners of such a dynamic company.

I would dare to stay that TikTok stock price will soar at its IPO above the one of Tencent.

TikTok Stock Price 2022 - Turn $100 into $12000 in weeks

Is TikTok a Buy After Its IPO?

Would that make Tiktok Stock a must buy ?

History is not on the side of the optimist.

Let me tell you why ?

In recent years, even the most promising stocks from China have struggled in the US listing.

I can provide you example of Alibaba (Ticker: BABA), NIO (Ticker: NIO) or Pinduodouo Inc (Ticker: PDD) just to name a few.

Here is the chart for PDD since its IPO in July 2018.

TikTok Stock Price 2022 - PDD chart from Inception to Dec 2021
PDD Weekly Stock Chart from its IPO to Dec 2021

The recent context has taken PDD stock price fromthe highs of $200 to $50 to close 2021.

Should you invest in TikTok shares, one can only hope to avoid a similar roller-coaster.

How To Buy Tiktok Stock

Maybe the best way to buy Tiktok stock is through a listing in Hon-Kong should the company decide to pursue that safer route.

JD, Baba finally listed in Hong Kong Stock market to alleviate the scrutiny in the US.

Alternatives To Buying TikTok Shares in 2022

Going into 2022 and beyond, there are quite a few stocks from China which have shown great potential over the years.

Other than the afford mentioned ones, here is a short video (see what I did there 🙂 that provides an easy guide to buy good stock from China.

How To Safely Invest Money

Since you are looking to invest and make money in TikTok stock, what if I told you there is a recession proof method to earn money.

Check it out below.

TikTok Stock price - Make Moeny during recession

Nio Stock Forecast 2025 – NIO Price Prediction Reactions

NIO Stock Forecast for 2025 and years to come presents an intriguing proposition for many investors.

Given the tremendous growth in the automakers industry and the scale of China population, one cannot help to wonder if NIO stock will emulate its famous predecessor TSLA.

In this analysis for NIO price prediction for 2025 and beyond, I will break down all the projections while priding an alternate method to benefit from the short-term NIO price forecast.

2025 NIO Stock Forecast | Price History

NIO operates in the auto and truck manufacturers industries.

The company designs and sells autonomous driving electric vehicles, batteries and electric powertrains to consumers.

Its primary market is China where NIO has its corporate headquarters.

NIO stock launched its IPO in the US stock market in September 2018 with an offer of 6 $USD for one ADR share.

NIO Stock Price Forecast 2025 - NIO weekly Stock price Chart from IPO to December 2021
NIO Weekly Stock Price Chart from IPO (Sept 2018) to December 2021

In the 3 years since NIO stock Initial Public Offering, early investors have gone through quite an exhilarating ride.

I am not sure how many of them may have predicted the massive 1500%u in the middle of this short period.

NIO Stock Price Analysis

Looking at NIO stock price through the above weekly chart, I can dissect five (5) main phases for this stock.

By doing so, this will help understand NIO Stock Forecast for 2025 many investors are raving about.

Here is a summary of NIO Stock price action into the table below.

NIO Stock Price Key DatesLowest PriceHighest PriceAction type
September 2018 to March 20195.6 ($USD) 10.6 ($USD)Bullish
April 2019 to June 20202.3 ($USD)7.4 ($USD)Bearish
July 2020 to January 2021$10.5 ($USD)67 ($USD)Very Bullish
February 2021 to March 202132 ($USD)64 ($USD) Very Bearish
April 2021 to December 202130.7 ($USD)55 ($USD)Range Bound
NIO Stock Price Variations from Sept 2018 to End of2021

In the first six months of NIO stock, the action was mostly bullish buoyed by the enthusiasm of early investors.

Phase 2 saw a sharp price decline after the financials results did not live up to early high expectations.

To be frank, the competition from the leader in this industry (Tesla) did not help either.

I vividly remember this timeframe as many traders on my daily YouTube Pre-Market analysis show would ask me to review NIO stock chart.

NIO Stock Price Early Investors Glory

I have this rule of not trading in my Options trading watchlist stocks below $$20.

Therefore, at this time, NIO Stock was definitely not in any one of my scanners.

Then, from July 2020 to January 2021, NIO went on an unprecedented Bullish run.

In this 6-month phase, the stock went from $10.5 to $67 posting consistent Weekly higher highs.

So, it took NIO stock almost 2 years to start delivering satisfactory performance results to its early investors.

In today’s market, two years seems like an eternity for bag holders to stick around.

NIO Stock Price Recent Performance

As it is usually the case with the stock market, after the burst of very high prices for a stock like NIO, the momentum tends to fade.

This is exactly what took place in the space of one single month, NIO stock lost over 50%of in value from February to Early March 2021.

I was live day trading with traders from my Discord room on Friday March 5, 2021.

We all caught that bearish action on NIO stock and made substantial gains on the Puts side.

Truth be told, it was not my first trade on NIO stock.

NIO STOCK PRICE PERFORMANCE vs TimeframePerformance
2021 Year-To-Date-34%
1 Month-25%
6 Months-23%
1 Year-25%
3 Years+353%

Remember how I said earlier that my day trading scanners setup is for stock above $20?

Well NIO stock price crossed that price threshold during the summer of 2020.

Consequently, it became a regular stock in my watchlist and stock prediction strategy.

For those who invested in NIO stock in 2021, the story is quite different.

At best, we can describe the recent performance of NIO stock as in a range oscillating between $32 and mid 40’s.

With the above recent observation in mind, let’s scrutinize analysts’ ratings for NIO stock.

NIO Stock Forecast 2025 | Analysts Ratings

Out of the 26 analysts who currently have ratings for NIO stock, 83% have a BUY rating or higher.

This is quite bullish for a stock that have been bearish at best over the last 12 months.

NIO Stock Ratings

Below is the full summary of NIO stock price forecast as analysts see it.

NIO Stock Forecast 2025 - Over 83% of analysts Are Bullish on NIO stock
83% Of NIO Stock Analysts Have at least a Buy Rating

The fact that NIO stock price is trading at previous support may provide a hope for current stock holders.

However, from a technical point of view, NIO stock chart is bearish on multiple timeframes: daily, weekly and monthly.

The stock is looking to potential break below that strong support albeit.

Should that happen, the next big support area is $20.

Dare I even mention the next one after?

Just in case you are curious, the weekly chart I shared earlier shows that level around $12.

We are not there yet but that but that will be a 62% drop from the current price.

Amid the recent delisting headlines of China stock after the Didi news, one cannot help to be cautious about NIO Stock forecast for 2025 and years to follow.

NIO Stock Price Target

NIO stock target price range is extremely wide.

In fact, with a distance of 335% between the lowest price and the highest target price, one cannot not help to wonder where exactly the truth lies.

Highest Forecasted Price $USD                                                                                         86.8
Average $USD                                                     58.4
Lowest Forecasted Price $USD                     20
NIO Stock Price Predictions has a 125% Range

For a deeper analysis of NIO Stock Forecast 2025, let’s take a look at the price stock price positions cost distribution.

NIO Stock Positions Cost Distribution

What exactly can we learn from NIO stock position cost distribution?

At first, the average price it around $39, which is 22% above the current market price for NIO stock.

NIO Stock Forecast 2025 - Position cost Distribution for NIO stock
NIO Stock Position Cost Distribution

If that observation does not deter you from investing in NIO stock, how about this next one ?

Less than 2% of the NIO shares are profitable.

This means that 98% of the current NIO stockholders are losing money.

Earlier, I mentioned that NIO is sitting at previous strong support so maybe you can start building a small position at this level with a very tight stop loss.

5-Day Forecast for NIO Stock

Do you have money that you would like to invest in NIO stock based on the hype of its 2025 forecast?

What if I told you that I can teach you a way to safely grow your money on the short term while waiting on NIO stock growth to resume?

Better yet, I have a multi-year proven methodology that provide great short-term results on NIO stock and many others.

5-Day NIO Stock Price Predictions

With my proven short-term stock forecast methodology, I have been able to take advantage of NIO stock super high volatility.

If you are not familiar with NIO stock wild swings, here is a summary table depicting exactly that fact.

NIO Stock Price Volatility vs. timeline  % Voaltility
Year-To-Date65%
1 Month 74%
3 Years                                                                                          91%
Nvidia Stock Price Predictions has a 125% Range

When stocks like NIO moves this much over a 5-day forecast period, you and I can make great profit.

Such was the case in the following short videos on successful trades on NIO stock.

Should you be wondering how often you can take advantage of these opportunities on NIO stock weekly forecast, the answer is at least 25 times in a year.

To prove that, check out this other NIO stock great profit trade a few days apart from the previous one.

To really drive home my point about these massive opportunities to profit for NIO stock short-term forecast, see below a summary of our best trades this past week.

NIO stock enabled a rookie trader from Brussels to make her first ever 10-Baggers trading NIO Options from as low as 23 cents entry.

NIO Stock Forecast 2025 - Trader made 950% profit on NIO stock options on Dec 3 2021
Rookie Trader Made 950% Profit Leveraging NIO Stock 5-DayForecast in Successful Tradings Discord

Alternatives To NIO Stock Forecast

I can easily show you how to find other alternatives to NIO stock within the automakers industry.

The data below reveals that over the last year, NIO stock performance lags its direct competitors by quite a margin.

Other Automakers Stocks Forecasts

LCID | TTM | TSLA | GM |HMC|LI | XPEVE| provided higher returns than NIO stock.

RIVN stock does not yet have a yearly performance because its IPO was as recent as last month.

In this very competitive sector, it will be quite interesting to see which stocks forecasts are going to come alive by 2025.

I am not sure about what you will be doing between now and then.

But as for me, I certainly will be taking advantage of my 5-Day Stock Forecast for NIO and its competitors to take my trading to the next Level.

FINAL THOUGHTS ON NIO STOCK FORECAST 2025

I shared how the NIO stock price predictions remain very bullish despite recent bearish trend over the last year.

Should you decide to invest in NIO stock but lack the high required capital, I offer my short-term stock forecast to help you leverage weekly volatility.

Best Stock Prediction Website – 5-Day Stock Forecast

For over two years now, this website has been providing the best stock predictions. Do not take my word for it, rather spend the next five minutes on our 5-day stock forecast results since 2020. Better yet, I can provide you multi-year studies and back testing that corroborate my claim that Succcessfultradings.com is the best stock prediction website. Best Stock Prediction Website | My Results Anybody can make stock predictions or forecasts, but the challenge is to achieve consistent results. …

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NVDA Stock Prediction – Easy NVDA Stock Projection

Over the last five 5 years, NVDA has been one of the hottest stocks in the US stock market. In this NVDA Stock prediction discussion, we will share the projections for NVDA stock price after the recent stock split. As a bonus, you will discover a clever way to take advantage of NVDA stock price volatility using our 5-day stock forecast system. NVDA Stock Projections | Price History NVIDIA is an American Corporation based in Santa Clara California. It was …

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Bank of America Stock Predictions – Bac Stock Forecast 2022

Like most banks in 2021, bank of America stock has been quite bullish in the past year. What are the current bank of America stock predictions for the years to come? Plus, find out how I use my short-term bac stock forecast to generate some high profits. Bank of America Stock Predictions | Price History Bank of America is one of the oldest financial institutions in the Unites States. It provides banking services to 66 million retail and small businesses …

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2022 Qualcomm Stock Price Predictions – Big QCOM Stock Forecast

Looking to invest into Qualcomm stock to take advantage of future growth ? This analysis of Qualcomm stock price predictions will help you leverage what most analysts are forecasting for QCOM stock in the years ahead. Additionally, I will share my short-term forecast of Qualcomm stock price so that you can take advantage of the occasional spike in volatility as well. Qualcomm Stock Price Prediction | Overview Qualcomm is a wireless technology company located in San Diego, California. It main …

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How To Use Webull Stock Screener – Easy Step by Step guide

Webull App and Desktop provide a stock screener to help traders find suitable stocks. From long term investing through swing trading and stock or options day trading, Webull stock screener is well positioned to help you take your trading to the next level. Webull Stock Screener on Mobile App One of the biggest challenge aspiring and veteran traders share with me in my Discord room is how to pick stock to trade. Often, I discover that a lack of a …

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NVDA Stock Prediction – Easy NVDA Stock Projection

Over the last five 5 years, NVDA has been one of the hottest stocks in the US stock market.

In this NVDA Stock prediction discussion, we will share the projections for NVDA stock price after the recent stock split.

As a bonus, you will discover a clever way to take advantage of NVDA stock price volatility using our 5-day stock forecast system.

NVDA Stock Projections | Price History

NVIDIA is an American Corporation based in Santa Clara California.

It was founded in 1993 and manufactures products for computer gaming, professional visualization, datacenter and automotive markets.

My first ever trade on NVDA was on May 16 2016.

I took some 45 Calls expiring May20.

This was right I read a piece on Marketbeat about the growth in data centers revenue, machine learning and how AI was going to transform the way we visualize displays.

NVidia beat Earnings by a wide margin that quarter and went on to be named stock of year in December of that year.

If you ever want to see a bullish momentum in a stock, find the replay of the last trading day for that year.

NVDA stock price closed exactly at $100 on that last trading session of 2016.

NVDA Stock Prediction - NVDA Monthly chart shows growth from $5 in July 2015 to $315 in Nov 2021
NVDA Stock Price | From $5 in July 2015 to $315 in November 2021 | 6200% Gain

I do not recall what trading room I was in but everyone was in awe of the performance that day and for its entire 2016 year for that matter.

After all, it is not every day one witness a stock go from $39 to $100 in just 6 months.

NVidia (Ticker: NVDA) Stock Price Analysis

NVDA stock has gone through a 4:1 split in 2021 so you may not fully grasp the exceptional growth this stock has experienced recently.

To help you in that regard, here is a summary table with the explosive gains at different timelines.

NVDA Stock Price Growth Performance
2021 Year-To-Date141%
1 Month26%
6 Months93%
3 Years+ 687%
5 Years + 1238%
NVDA Stock Price Exceptional Growth

Some may say that some of this performance was aided by the recent outburst of Crypto.

Sure, that is correct but Nvidia competitors in the sphere of crypto mining did not all perform similarly.

Hence, a great deal of these formidable results is solely due to NVDA technology.

NVDA Shareholders

Who are the investors who have benefited from NVDA stock price appreciation?

Here is the view of NVDA stock main shareholders as it stands at the end of 2021.

NVDA Stock Main Shareholders%NVDA Stock Owned
FreeFloat (Available for Trading)74.5%
The Vanguard Group, Inc7.7%
BlackRock, Inc7.2%
FMR LLC7%
Jen-Hsun Huang (CEO)3.7%

May I bring your attention to two prominent institutions we in this qualcomm stock price forecast namely The Vanguard Group and Blackrock.

NVDA Stock Forecast | Analysts Ratings

NVDA stocks has 45 analysts who have provided ratings for it recently.

The overall consensus recommendation is a buy despite one sole underperform projection.

NVidia Stock Ratings

Below is the full summary of NVDA stock price forecast as analysts see it.

NVDA Stock Price Prediction - 85% of analysts are bullish on NVDA Stock Price
38 out of 45 analysts Are Bullish on NVDA Stock Price

11 out of the 45 analysts for NVDA stock have a very bullish rating with a strong buy.

60% or 27 of them have a Buy recommendation which leaves 15% on the fence with a hold or underperform.

The fact that the monthly chart of NVDA since 2015 is strictly a parabolic trajectory does not deter NVDA followers from seeing further upside in the stock.

NVDA Stock Price Target

NVDA stock target price range is extremely wide.

In fact, with a distance of 125% between the lowest price and the highest target price, one cannot not help to wonder where exactly the truth lies.

Highest Forecasted Price $                                                                                         400.0
Average $                                                                                        351.5
Lowest Forecasted Price $                                                                                         177.5
Nvidia Stock Price Predictions has a 125% Range

At the current price of $315 which is very near the 52-week high of $346, I may just be prudent to before buying the mighty NVDA stock at these levels.

For further scrutiny, let’s take a look at the NVDA stock price positions cost distribution.

NVDA Stock Positions Cost Distribution

What does the NVDA postions cost distribution tell us ?

At first glance, the average price is at $331 or5% higher than the current price.

That is not bad in common circumstances but NVDA stock price has gained so much in just one year.

NVDA stock Price Prediction - Positions Cost Distribution for NVDA stock
Positions cost Distribution for NVDA Stock

How about we consider taking advantage of shorter timeframes price forecast for NVDA stock ?

Short-Term NVDA Stock Price Forecast

NVDA is a very volatile stock albeit mostly on the upside over the recent years.

I have been able to use my “patented” short-term stocks forecast on NVDA to generate substantial profits with great constency.

5-Day NVDA Stock Price Predictions

In my 5-day NVDA stock price forecast, I know the probability that NVDA stock will go up or down over the short period.

Thus, I am able to leverage that knowledge through options trading to make money regularly.

On such a recent trade, traders in our Discord room were able to enjoy these explosive options gains in just 4 hours.

NVDA Stock Price Prediction - MAssive short term gains up to 2800%
Up to 2800% Profit on NVDA Stock From 5-day stock Forecast

I use the forecasted move over ta 5-day period to come up with a strike price for NVDA stock options.

On November 4 2021, NVDA stock showcased a very bullish pattern over the course of 4 hours.

Here is the summary of this awesome trade:

  • 7:18 AM PST – The market has been open for 48 mins. NVDA 270 Calls at 964%
  • 9:06AM PST- Same NVDA Calls further moved up to 1700%
  • 11:24AM PST – 5 hours into the session, NVDA Calls have reached 2394% Gain
  • 11:52AM PST – 2842% is what the payout on this trade!

These types of Momentum trades are the very essence of my 10-baggers Trading System as depicted on the numerous videos on my YouTube channel.

Alternatives to NVDA Stock Predictions

NVDA is not the only stock I can trade from my short-term stock forecast system.

The likes of AMD, MU, WDC, or INTC stocks have done quite well over the years.

In fact, you can give me any stock of your liking to provide a weekly projection on so that you can take advantage of the short-term volatility with a sound options trading strategy.

The video below captures the performance of my stock forecast system and how you too can leverage it starting today.

Other Semiconductors Stocks Predictions

Here is a slideshow of recent successful stocks forecasts that have yielded very big gains for options traders in my Discord room.

FINAL THOUGHTS On NVDA Stock ANALYSIS

I shared how the NVDA stock price predictions remain very bullish despite massive growth over the last few years.

Should you decide to invest in NVDA stock but lack the high required capital, I offer my short-term stock forecast to help you leverage weekly volatility.

Bank of America Stock Predictions – Bac Stock Forecast 2022

Like most banks in 2021, bank of America stock has been quite bullish in the past year.

What are the current bank of America stock predictions for the years to come?

Plus, find out how I use my short-term bac stock forecast to generate some high profits.

Bank of America Stock Predictions | Price History

Bank of America is one of the oldest financial institutions in the Unites States.

It provides banking services to 66 million retail and small businesses across 4300 centers.

Should you ask many investors about Bank of America stock, I am pretty sure the first thing you will learn is that this stock provide a steady consistent income.

Here is a table summary of Bank of America increasing dividend payout.

YEARDividend per Share
20200.72 USD (2.38%)
20190.66 USD ( 1.87%)
20180.54 USD ( 2.19%)
20170.39USD ( 1.32%)
20160.25 USD ( 1.13%)
Bank of America 5-year Dividend Payout

Bank of America Stock Price Analysis

Between 2016 and2021, Bank of America stock price has gone from $11 to $45.

That is an impressive 300% return over this short period.

With the increase in Dividend provided earlier, shareholders of bank of America stocks donot have much to complaint about.

Bank of America stock predictions - the 5-year growth of BAC is over 300%
BAC Stock price gained 300% between 2016 and 2021

In fact, with such an enticing return on investment, many BAC investors may wonder what in store for Bank of America future forecast.

Bank of America Shareholders

Aside from small retail investors like you and me, BAC stock is held by the biggest institutions out there.

Granted, the free float still represents the Lionshare with 72.5 % of the stocks in circulation today.

However, if you are holding a stock MR Warren Buffet and Berkshire Hathaway Inc deem worthy of investing in, you ought to be feeling quite good about your decision.

Here is a quick summary of Bank of America main Shareholders as of end of 2021.

Institutions%Bank Of America Shares Owned
Freefloat 72.5%
Warren Buffet / Berkshire Hathaway 12%
The Vanguard Group 7.1%
BlackRock, Inc6%
Bank of America Corporation2.4%
Bank of America Stock Main Shareholders as of January 2022

If you are not familiar with BlackRock, Inc on the above list of big institutions, you should check it out further because this is the single biggest holder of world fortune today!

BAC Stock Forecast | Analysts Ratings

Bank of America stock has 28 analysts who have provided ratings for this company recently.

Even though the overall rating is a buy, their opinions tend to differ a bit.

Bank of America Stock Ratings

Below is the full summary of BAC stock ratings:

Bank of America Stock Predictions -28 analysts ratings sumamry
60% of BAC Rating is a Buy according to Analysts

The overall recommendation of a Buy should not undermine the fact that some analysts of Bank of America stock are forecasting it as an under performer.

Even at 10% that number is certainly worth paying attention to.

Bank of America Stock Price Target

The forecasted price target of Bank of America stock has a range of 71%.

This is quite large from a low of $35 to a high of $60.

Highest Forecasted Price $                                                                                         60.0
Average $                                                                                         47.7
Lowest Forecasted Price $                                                                                         35.0
Bank of America Stock Price Predictions has a 71% Range

With a current price of $45 which is very close to the 52-week high for BAC stock price, it may be quite risky to start building a heavy position on this stock.

Let’s take a further scrutiny to these BAC stock predictions through the lenses of the positions cost distribution.

Bank of America Stock Positions Cost Distribution

The volume distribution for Bank of America stock shows that the average price is just shy of $42.

This means that BAC stock is currently trading about 10% higher than its average volume price.

Bank of America Stock Predictions -  Positions cost Distribution chart
BAC Positions Cost Distribution

One could argue that after its most recent earnings, BAC stock traded above $48 for a short while.

However, the stock could not sustain that post Earnings rally and came back down below major moving averages mainly daily EMA8 and EMA20.

The recommendation for Bank of America stock price based on its current forecasts is to wait for the stock to re-test the average cost distribution price.

Short-Term Bank of America Stock Forecast

In the meantime, one can find a way to take advantage of shorter terms forecast.

Better known as volatility, you can generate decent profit by trading BAC options.

One major advantage is the low cost of BAC options.

A 3-4% move on the underlying BAC stock can easily yield profit of 300%-400%.

Big Profit Forecast on BAC Stock

Here a view of BAC options chain for this past week with Dec 3 expiration.

At the close of the Friday November 27 trading session, BAC stock price was down -3.9%.

The following week option expiration paid quite nicely as shown below for several out of the money contracts.

Bank of America Stock Predictions - Big profit on weekly Options
Big Profits on BAC Options

If you are new to options trading, I can teach you how to take advantage of these short-term volatility in BAC stock and many others.

Alternatives to Bank of America Stock Predictions

Bank of America stock is part of the Bank ETF: XLF.

why is this significant?

Because these are Always multiple DarkPool prints on this financial Exchange Traded fund.

You and I have a great opportunity to benefit from this knowledge quite regularly.

By the way, Darkpool prints are a very good way to forecast price movement for many stocks.

If not BAC, other banks stocks trade similar to BAC stock price.

Other Banks Stocks Forecasts

The first alternative to BAC stock price short term movement that Darkpool prints can forecast is Citibank stock (Ticker: C).

Here is a recent video how we leveraged that information to generate massive profit.

Another example within the XLF ETF is Well Fargo stock(Ticker: WFC).

We have traded BAC stock and WFC stock options for 1000% profit from 10 cents to$1.0

BAC Stock Price Predictions - Taking advantage of short term forecast for big profit in options trading
Short Term Forecast on BAC and WFC led to 1000% Profit

You too can leverage my short-term forecasts on BAC, WFC, Citi and many others stocks for big profits as depicted in the slide below.

This is part of my 10-Baggers Trading System you can start enjoying today.

FINAL THOUGHTS on BAC Stock Analysis

I shared Bank of America stock price predictions using analysts’ ratings as well as the current positions cost distribution.

Though BAC is a sold performing company with an increasing dividend, it may be a bit too premature at its current price to start building a long-term position.

One attractive alternative is to leverage our short-term forecast of BAC Stock price for big profit.

2022 Qualcomm Stock Price Predictions – Big QCOM Stock Forecast

Looking to invest into Qualcomm stock to take advantage of future growth ?

This analysis of Qualcomm stock price predictions will help you leverage what most analysts

are forecasting for QCOM stock in the years ahead.

Additionally, I will share my short-term forecast of Qualcomm stock price so that you can take advantage of the occasional spike in volatility as well.

Qualcomm Stock Price Prediction | Overview

Qualcomm is a wireless technology company located in San Diego, California.

It main business is the development and sales of wireless modems mainly used in cellphones, data centers and other related semiconductors industries.

With the recent advances in 5G technologies, many believes Qualcomm stock is set to grow more than ever before its split in 1999.

After all, the company holds multiple patents in use by the biggest technologies companies such as Apple just to name that one.

QCOM stock price history

Over the last 10 years, QUALCOMM stock has gone from $50 to a recent spike to $188 as shown on the chart below.

Qualcomm stock price prediction -qCOM price history over last 10 years
QCOM Stock has gained 276% over last 10 years

That represents a 276% growth albeit most of this surge has taken place between early 2020 and end of 2021.

Certainly one can argue that QUALCOMM stock price returns in this period are not all that impressive.

However, the company provide a nice quarterly dividend to its shareholders to help offset the timid rise.

At 68 cents per quarter, you as an investor get to receive $2.72 per share each year.

You can decide to re-invest that money in for more shares of QCOM stock.

Who Are Qualcomm Shareholders

The main shareholders for Qualcomm stock are big institutions.

As an investor it is very re-assuring to see such vote of confidence is an established company.

The table below summarizes the big holders of the company stock.

Entity% QUALCOMM Shares Owned
Institutions77%
Corporation Itself0.03%
Others23.3%
Insiders0.11%
Qualcomm Shareholders as of December 2021

Qualcomm Stock Price Forecast | Analysts Ratings

Out of 36 analysts who have provided ratings for Qualcomm stock price, none of them is recommending to sell this stock.

In fact, here are the bullish view distribution:

  • 31% of analysts have a Strong buy Rating
  • 42% Have a Buy Rating
  • 27% recommend Holding the Stock

Analysts Price Target for Qualcomm Stock

The current price range for QCOM stock price is quite large.

As shown below, the lowest price is at $160 while the highest forecast price is around $393.

Qualcomm stock price prediction - Analyst price target for QCOM stock
Large Range for Qualcomm Price Target | $160 to $393

What we can infer from this wide range of price is simple the potential that exits for sustained growth.

My recommendation is to use the positions cost distribution for QUALCOMM stock to get a better idea about the volume distribution.

In this Webull volume Analysis discussion, I shared how you can make usage of this data to gauge the true value of a stock.

Positions Cost Distribution for Qualcomm Stock

The volume distribution for QCOM stock shows that the average cost is around $154.

With that number, we can derive that the distance to the current price of $180 is just shy of 17%.

Qualcomm stock price prediction - positions cost distribution shows 87% of total profited shares
QCOM Average cost is 17% lower than the current price

In all fairness, the price at of this writing of $180 is the result of a recent strong Earnings.

May I suggest to wait for QCOM price to come closer to the average cost of $150 range before you start building your long term position based on the forecasted price we shared earlier.

Typically, Qualcomm stock tends to be more volatile following quarterly results as depicted in the video below.

You can take advantage of this volatility by trading options as we did in the video above.

Let me share my Qualcomm stock price forecast around Earnings that enables our traders in our Discord room to generate big profits four times a year.

Qualcomm Stock Price Earnings Forecast

I have studied a basket of about 100 stocks around Earnings each year.

This study includes stocks such as Qualcomm (Ticker: QCOM), AAPL, NVDA, AMD, WDC, MU jsut to name a few.

The output of the research I call Quantitative Earnings Analysis enables me to forecast Qualcomm stock price (and others) on the three days after Earnings.

Multi Years Forecast Study

With the goal to determine if Qualcomm stock make a significant move on the 3 days following each quarterly Earnings, I have studied the pattern of Qualcomm stock on these days since 2017.

Qualcomm Stock Price Predictions - Qualcomm Quantitative Earnings Analysis by Successful Tradings
Qualcomm Earnings Quantitative Analysis From 2017 to 2021

Before we get to dissect the data, let me give you an overview of what the content is about.

For each Earnings date on the far left, I tracked the qualcomm stock closing price on the 3 days following the release of the company Earnings.

The columns in the above table are described below:

  • ER DATE:        The date of the ER.
  • CLOSE (P1):    The closing price of a stock before ER.
  • OPEN:             The opening price of a stock after ER.
  • DELTA:           The gap between the Close(P1) and OPEN
  • TIME:              AMC (After Market Close) or BMO (Before Market Open)
  • BMO :              Before Market Open
  • AMC:               After Market Close
  • DMH:              During Market Hours

What does the Qualcomm Earnings Quantitative research tell us?

First thing that jump straight to us is the accelaration of the price since May 2017 Earnings.

QCOM stock price grew from the 50’s to the 80’s in just one Earnings release.

Since then, it has continued to grow with great consistency reaching a recent high of $180 after November 2021 Earnings.

How To Use Qualcomm Stock Price Earnings Forecast

The most important information on the data chart are the cells in green and red.

The color coding is as follows.

Green if the cell is greater than positive 2%

Red if the value of the cell is less than -2%.

The forecast for this Qualcomm stock price is derived from this simple observation.

11 out of 16 Earnings have yielded a green cell on day following Earnings. That is 70% accuracy.

I can add the most recent data point for November 2021 and that qualcomm stock price Earnings volatility forecast increase to 71%.

This forecast is mostly bullish because the red side only has an occurrence of 7times out of 17.

You may be thinking that the average bullish move is 3-4% which may not be much for an average stock buyer.

However, we use this qualcomm stock price forecast to trade options.

As you may know, the advantage of options is that it cost us way less money than the price of the underlying qualcomm stock.

Furthermore, a 3-4% move on the qualcomm stock will yield 200-300% profit trading weekly qualcomm options.

Below is a recent qualcomm options trade win for 478% using the QUALCOMM Earnings Forecast research we just described.

Qualcomm stock price prediction - QCOM Earnings forecast  research led to 478% profit trading options.
478% Trading Qualcomm Options using Earnings Forecast Research

You too can leverage our 10-baggers trading system to get profit on Qualcomm stock such as the one above and on many others stock as shown below.

Qualcomm Stock Price Weekly Forecasts

It is quite nice to find stock such as Qualcomm that have long terms prospects.

One can then buy and hold such stocks with great confidence as stock price predictions continue to go higher and higher.

However, for those not with a great starting capital, there is another an alternative that consists of taking advantage of short-term stock price forecasts.

Qualcomm Stock price short-term Forecasts

In 2017, I was looking for a consistent way to make money in the stock market.

I discovered that over the short-term such a sone week of 2 weeks, I can accurately predict stock price variations.

Using short-term options trading on stocks such as qualcomm, we can consistently generate big profits.

How Does My Weekly Qualcomm stock price Forecast work?

My AI computer program looks for specific stock patterns each week on stock like qualcomm, NVDA, MU, BAC, AAPL.

In total, I feed the machine about 100 blue chips stocks each and in return, it forecasts which ones will be making a big move over the next 6 days.

Then, I use the empirical data for each stock to determine options strike price in both bullish and bearish directions.

I store these options in a weekly watchlist and wait for the stock to make the forecasted move and trade that direction accordingly.

Here is the chart of the accuracy of the forecast along with the weekly average moves per stock.

Qualcomm stock price predictions - Successful Tradings weekly stock price forecast oerformance
Successful Tradings Weekly Stock Price Forecast Performance

How To Use Qualcomm Stock price weekly predictions ?

For each stock that my computer forecast a big price movement for the upcoming week, I set up a watchlist of options.

I will take the trade on Qualcomm stock only when either the Calls or Puts option I am tracking on the watchlist starts moving.

The forecasted stock price move is about 8% in average over the next upcoming week.

When this happens, the weekly options are bound to pay upwards of 500% gain depending on how many days are left before expiration.

Weekly Stock Price Predictions Accuracy

In case you may be wondering about the accuracy of my weekly forecast on QCOM stock price and others, I recorded weekly videos on my YouTube channel with the results.

From May 2200 to November 2020 which spans 24 weeks, here is a quick summary of the overall forecasted results.

Weekly stock Price Forecast Performance
Average # Forecasted Stock Price15
Average % Move Per Stock Price8.2%
Number of 900% Profit Trades50 in 24 weeks
Number of 5000% Profit Trades4 in 24 weeks
Average # 10-Baggers per week 2.1
Short-Term Stock Price Predictions Performance by Successful Tradings

As you can see from the above table of results of the weekly forecasts, there is a great deal of consistency in our stock price forecast results.

Because all the stock price that my AI chine forecasts do not make the same move, I decided that we only consider those making at least a 4% move in either direction as winners.

Just for our options trading beginners, a 4% move on the underlying stock over the course of a week can easily produce 200% profit in options.

With this criterion, I can then generate the so-called win rate that many traders are so focused on.

Qualcomm stock price prediction - Successful Tradings Stock price forecast summary performance
Winning % of Successful Tradings Stock Price Forecast

The alt column of the graph above reveals an average accuracy of over 85%. That is not bad if I may say myself.

However, may I leave you with this question.

Would you rather trade a strategy that have a 90% accuracy and giving you 30% gains or one that only has 50% accuracy but when the forecast is correct, your gains are 500%, 600% or above?

FINAL THOUGHTS ON Qualcomm Stock Price Prediction

Qualcomm stock maybe at the beginning of a massive breakout following a very bullish Earnings.

Based on the current cost distribution of the QCOM stock, it may be astute to hold off a bit before jumping on these bullish predictions so that your entry can be closer to the average cost in the $150 range.

In the meantime, come learn how to take advantage of short-term volatility in qualcomm stock price by leveraging my Earnings Quant Analysis on QCOM as well as on multiple other stocks.

TradingView Pro vs Pro+ vs Premium – Which Is Best For You

Are you looking to get a Subscription on TradingView charting platforms.

TradingView Pro vs Pro+ is the usual debate for many traders.

This quick guide will help you select between TradingView 3 mains subscriptions: TradingView pro vs pro+ vs premium so that you can start enjoying superior charting tools.

TradingView Pro vs Pro+

I have been using Tradingview charting tool for almost a decade.

My experience is that this world class charting tool is second to none in its ability to help you with your trading.

Nowadays, It supports all types of markets not jsut the usual stocks and commodities.

You can use TradingView pro or Pro+ or premium for the following assets: Forex, Cryptocurrencies, international markets.

Whatever you want to doin charting based on your trading style, one of the TradingView pro, pro+ or premium can help you achieve that.

TradingView Pro vs Pro+ vs Premium - Pro give 2 charts per window
2 Charts Window from TradingView Pro

How Do You Choose between TradingView Pro, Pro+, Premium

The most important thing for me is that once you have a subscription plan, you no longer will be dealing with the annoying pop-up ads.

Just that time wasting is enough to invest in at least the TradingView pro.

From there, the beauty is that you can upgrade from Pro to TradingView Pro+ or TradingView Premium without paying any extra money !

Isn’t that a great feature?

Yes, at anytime, TradingView will take the time left on your current subscription plan and translate it into the higher Subscription Plan.

That way, you get to enjoy the benefit of more features without the worry of spending extra money.

Should you then decide to keep you upgraded plan, you will just renew the original subscription when the due date comes.

Difference between TradingView Pro Pro+ and Premium

The initial choice of a TradingView pro vs pro+ vs Premium Subscription plan depends on what you want to do.

If you are a beginner trader, the TradingView pro version will suit your needs just fine.

As you expand your trading skills, you will have the luxury to access more features in the TradingView pro+ and premium like scripting with dynamic and intraday exotic charts.

To help highlights some of the main difference between TradingView Pro, Pro+ and premium here is my suggested Summary table.

TradingView ProTradingView Pro+TradingView Premium
# Charts per Window248
Indicators per Charts51025
# Server side Alerts20100400
Bar ReplayYesYesYes
Formula Based Dynamic ChartsNoYesYes
Volume ProfileYesYesYes
TradingView Pro vs Pro +vs Premium Features Differences

Can you Get TradingView Pro for Free?

I am sure if you may have seen content out there on YouTube suggesting how you can install a piece of code to get TradingView pro for free.

I do not recommend following any of those recommendations.

Do not get me wrong, I understand that money can be tight sometimes.

However, if you are serious about trading, chances are you will make enough money so that a TradingView pro or pro+ membership is not too much of a challenge.

Especially given the sales that TradingView offers all year on the pro, pro+ and premium plans.

Number of Charts per Window on TradingView Pro vs Pro+

When you are trading on one monitor, it can be difficult to follow multiple stocks simultaneously.

This is solved via the multi window feature on the TradingView pro, pro+ and premium.

Each TradingView subscription plans offers a number of charts per window.

The TradingView pro+ offers up to 4 charts per window vs 8 for the premium version.

Indicators per chart on TradingView Pro vs Pro+

The free version on TradingView only offers 3 indicators on each chart.

With TradingView Pro and Pro+, you will be able to add 5 and 10 indicators respectively.

This number grows all the way to 25 in the Premium plan.

Now, I am not sure what type of trader needs 25 indicators on a chart but should you be that person, then the TradingView premium will satisfy that requirement.

My Favorite Feature of TradingView Pro/ Pro+

I coach Options traders in our Discord Room.

So technical analysis on TradingView Pro or Pro+ is something I use regularly.

The feature that comes in handy for this work is the Replay Bar.

It enables traders to easily get familiar with the various indicators.

Here is the video explaining this feature and the others we have been using to get great results you have seen on my YouTube channel.

How Much Does TradingView Pro Cost?

With the current sale on TradingView Pro, Pro+ and premium, it will cost you least than 50cents per day to get all the above feature of TradingView Pro.

I am not sure if you are a coffee drinker at some of the fancy place.

But may I suggest you find a way to fund your yearly TradingView Subscription of less than $155 by altering just that one small habit.

The price of the TradingView Pro+ still comes down to less than $1 per day at $199 USD per year.

This year, you will Get an Extra Month Free on your yearly Plan.

This is a no brainer even if you are a current subscriber.

TradingView will add more time to your Membership.

In my scenario, I have 65 days left on my current Subscription.

I will extend my current subscription for one year = 365 days + 1 month + 65 days = 465 days after my purchase.

Here is the offer for Black Friday and Cyber Monday.

How To Use TradingView ?

Now that you have decided on which TradingView subscription plan best fits your needs, you are eager to setup your TradingView Pro or Pro+ charts.

I have created this easy video to help you do just that in very simple steps.

Should you have any questions on how to best use TradingView as part of your trading, you can contact me directly on this website or write me an email or leave your comment on our multiple educational videos.

Options Trading Excel Template – Free Downloads

Looking for free Options Trading Excel Templates and spreadsheets, you have come to the right places.

You will be able to easily download our proven Excel spreadsheets and templates to help you with your options Trading.

Options Trading Excel Template #1 : ATR Excel

One of the most common question I get from traders I coach in my discord room is the following:

How To Calculate The Strike Price of an Option?

What Is ATR in Stock Trading?

ATR stands for Average True Range.

This means that how much does a stock move in average each day between its highest price and its lowest price.

Why is that important for trader ?

Because it helps measure the expected move each day.

Why is ATR important for Day Traders?

The average True range is a great indicator for Day traders because it helps us measure the amplitude of a move.

Hene we can determine if a stock a likely to move more in which case we can enter, stay or exit our day trades.

Some traders can use the average True Range as their main indicator for Trailing Stop in the Trailing Stop ATR technique.

ATR Template To Calculate The Strike Price Of an Option

If you happen to be looking for the Answer to this question, then I have an easy method for you.

It involves using the Average True Range (ATR) of the stock or instrument you are trading.

This step-by-step short video will guide you through this process.

To follow along, please download the Option Trading Excel Template featured in the above video.

Options Trading Excel Template # 2: Trading Journal Download

If you are serious about trading or investing, a trading Journal is the ultimate way to measure your results.

What Is an Option Trading Spreadsheet Journal?

This is simply a trading diary where you record your options trades.

Some of the items I like to track are:

  • The specific stock I traded
  • The strategy that led to this trade | Very important!
  • The date I opened the trade
  • The date I closed the trade
  • How many contracts I traded? | Good to Know my Risk
  • How much % Gains or Loss I made on each trade

Free 2022 Options Trading Spreadsheet for Download

How To Use Options Trading Spreadsheet Journal

My very useful options trading spreadsheet is already all built.

All you have to do is to record your daily trades using the drop-down menus.

My recommendation is to do this at the end of the trading day each night so that you do not have to remember later one what the trades were.

Then what I like to do is to do quarterly comparison of the different options strategies we trade in our 10-Baggers Trading System.

When you have enough entry (above 30 or so), you can create a pivot table to get great insights into your trading strategies performance.

Free Options Trading Spreadsheet For Download

If like me, you want to know which strategies perform the best so that you can invest more into those, then this automated options trading Excel Template is right for you.

Download My Options Trading Journal Excel Spreadsheet below.

How To find Great Options Trade For your Spreadsheet

In 2022 and beyond, you should leverage consistent proven options trading strategies like my 10-Baggers Trading System to use on your Spreadsheet.

Do not just take my work for it.

Check out my YouTube channel and the 10-Baggers Playlist traders in my Discord room have regarded since 2002.

Slideshow of Recent 1000% Profit Trades in My Options Trading Discord Room

Is Acorns Investing Worth It? Our 2022 Analysis

Is Acorns Investing Worth It?

Acorns is one of the most popular round-up investing applications available, and it is among the finest in the business. It’s simple to use, offers a fantastic education platform for novice investors, and has simple, upfront costs, among other things. But, Is Acorns investing worth it? Let’s find out!

Is Acorns Investing Worth It | What is Acorns Investing?

Acorns is a fintech company best known as a micro-investing platform. It allows users to set up automated investments into a portfolio through Round-Ups: Acorns rounds up a debit or credit card purchase made on a linked card to the nearest dollar and invests the change on behalf of the member.

Investments are made into one of five portfolios carrying different levels of risk. Acorns is one of many fintech companies focusing heavily on millennial investors, including Robinhood Markets, Inc. and Stash Financial, Inc.

It appeals to millennials and other people new to the world of investing, who may not have significant capital to put toward their retirement. Acorns’ goal is to enable users to invest early and often and with minimal effort. The average Acorns member invests more than $30 per month through Round-Ups, the company’s signature program.

When was Acorns Investing launched? 

Acorns is an Irvine, California-based financial technology and financial services business that specializes in micro-investing and Robo-investing. Acorns had 8.2 million clients and $3 billion in assets under management in 2020, according to Fortune’s Impact 20 list.

 It was first released in 2014 as an iOS and Android app. The portfolio choices available to users created in collaboration with Nobel Laureate and paid adviser Harry Markowitz.

Who created Acorns Investing App? 

Walter and Jeff Cruttenden, a father-and-son business partnership, established Acorns in 2014. Walter, the father, established investment banking company Roth Capital and was the founder and CEO of E-Trade’s investment banking division. 

Shlomo Benartzi, a behavioral economist, named head of an Acorns behavioral economics committee in 2018. He is working on the Money Lab project, which would perform field tests on customer spending.

CEO Noah Kerner, who formerly headed creative branding firm Noise and served as Chief Strategy & Marketing Officer at WeWork, now leads the business. Acorns intends to go public in May 2021 via a merger with Pioneer Merger Corp, a blank-check business.

How Does Acorns Work?

Acorns is a platform that allows members to invest by saving small amounts of money regularly; a method known as micro-investing to save for retirement. Essential banking services are also available on the website for a low fee.

The company’s services are divided into three areas. The first allows members to invest their spare cash in exchange-traded funds (ETFs). The second feature allows users to create and fund an IRA directly through the platform, and the third gives members access to a debit card provided by Visa, Inc.

Acorns offer five distinct Robo-related products for Invest, Later, Spend, Found Money, and Early.

Invest 

A taxable investment account in which you may invest in exchange-traded funds (ETFs) based on your risk tolerance and financial objectives. 

Round-ups and dollar-cost averaging are two methods to keep the account funded indefinitely. You may set up regular donations to your account for as little as $5 with the latter. As previously stated, the former invests “spare change” from a connected account.

Is Acorns Investing Worth It? - Acorns Mobile App
Acorns Mobile App

Later

Retirement is referred to as “later” by Acorns. You’re meant to invest for the long term, and selling your assets too often may be expensive. 

Perhaps Acorns should assume that their client base understands what “retirement” entails. In any event, “Later” is just a method to deposit funds into an IRA, which is a requirement for any Robo-service.

Spend

A checking account that includes a debit card and waives several fees, including one for maintaining minimum balances. 

Some ATM costs are also reimbursed. Smart Deposit is another tool that enables you to automatically drain money from a direct deposit in your Spend account into other accounts, such as Invest. 

Found Money

A website that gives you a tiny percentage back on purchases made at hundreds of big stores, including Walmart. The money you save when you purchase on Found Money goes into your Invest account.

Early

Acorns’ most costly tier offers access to a UTMA/UGMA account, enabling parents to open up accounts for their children without dealing with complicated paperwork.

What are the features of Acorns investing?

You can set up regular payments of larger amounts, receive referral incentives, and earn additional cash to invest by shopping via Found Money, the main Acorns app’s rewards program, to increase your Acorns balance, but these features aren’t as well promoted as the ability to invest your change. The features of acorns include: 

  • Diversified portfolios.
  • Automatic rebalancing.
  • Access to Acorns Earns partners to earn while you shop.
  • On-the-go accessibility through our mobile and web app.
  • Investment support from our dedicated support team.
  • Access to Acorns Later, an easy way to save for retirement.
  • Access to Acorns Checking, the only debit card that saves, invests and earns for you.

How Can You Benefit From Acorns?

“The ideal moment to start investing was ten years ago. Today is the second-best time”. This is a saying you’ve probably heard before, and it couldn’t be more accurate. 

Compound interest has more time to act to your advantage the sooner you start investing.

For a student, is Acorns investing worth it? Acorns offer a great deal. It may be a fantastic method for students with large debt loads or modest salaries to start creating money for their long-term future.

Acorns are well-known for its ability to invest your extra cash, and for a good reason. It’s a fantastic concept, and Acorns makes it simple. 

Is Acorns Investing Worth It? - Acorns Mobile App
Acorns Mobile App

The majority of individuals are unaware that investing isn’t limited to spare cash. You have the option of making more significant donations, which may be done automatically.

You may set up an account to automatically invest a modest but regular amount of money each month. You’ll have a far more significant effect if you combine automatic contributions with round-up investments.

Keep in mind that you’ll have to pay a monthly charge to utilize Acorns. To make the entire thing worthwhile, you’ll want your investments to be more than your charge.

Rounds Up Method

Acorns is well-known for its “Round-Ups” method, which allows you to invest your spare change anytime you use a connection card. Let’s suppose you spend $9.45 on lunch at your favorite restaurant. You may use Acorns to round up to $10 and invest the additional 55 cents in your Acorns account.

Acorns has taken Round-Ups to the next level. You may choose to increase your “spare change” amount by up to 10 times. As a result, instead of spending 55 cents, you may invest up to $5.50 in that one transaction. This is a great habit to develop if you want to save more money every day.

In this instance, “Acorns Earn” refers to one of the Acorns’ most incredible and most potentially effective features, rather than any dimes or pennies you may discover on the pavement.

The way it works is that every time you use your Acorns-linked debit or credit card at a participating shop, that retailer will contribute to your Acorns investing account.

We’re not even talking about off-brands here. These are presumably companies where you already spend money.

Checking Account

Acorns also provide an Acorns Spend checking account. With their Smart Deposit service, you may have a part of your paycheck automatically deposited into your checking, investment, or retirement account. It’s a way to put money into yourself without even thinking about it.

Acorns Spend also includes a Visa debit card, which you may use to make purchases and deposit round-ups into your investing account. You also get access to 55,000 fee-free Allpoint ATMs throughout the United States.

Plus, if you sign up for direct deposit into your Acorns Spend account and get two installments, you can earn $75 right now. That’s an additional $75 you may put toward your investment account, retirement account, or have some extra spending money.

You’re well on your way to getting the most out of the Acorns app if you’ve signed up for Round-Ups and automatic contributions. You may get a bit more out of it if you connect your credit cards.

We aren’t usually lovers of utilizing credit cards. After all, getting out of needless consumer debt is a key to financial success.

Rewards Program

Credit cards with substantial rewards programs, on the other hand, may increase your Acorns advantages if you avoid keeping a revolving amount.

Let’s suppose you go to Starbucks and spend $2.95 on a large coffee. Acorns will round up to the nearest 5 cents and deposit the difference in your account. 

However, if you have a Round-Up booster set, you may round that number up to $5 and save even more money in your account.

If you pay using your Starbucks credit card, the money will be credited to your rewards account as well. 

You’re working your way toward complimentary drinks on top of the additional $2.05 you’ve placed in your Acorns savings account. If you do this every day, it will mount up over time, both in terms of your Starbucks addiction and your money.

Of course, depending on your credit card program, you may utilize this method to earn frequent flyer points and perhaps cashback.

There’s no better way to invest your extra cash and receive the odd store reward than Acorns, mainly since it provides IRA accounts. Acorns’ automated roundups simplify saving and investing, and most investors will be astonished at how fast their pennies add up.

What are the other users saying about Acorns Investing?

Is acorns investing worth it or not can be known by looking at the figure that the business has received about $100 million in venture capital financing since its inception.

Jennifer Lopez, Alex Rodriguez, Bono, Ashton Kutcher, and Kevin Durant were among the prominent investors in Acorns as of August 2019. PayPal, BlackRock, and NBCUniversal are among the company’s investors.

How to buy a subscription of Acorns?

For your financial requirements, Acorns provides three distinct subscription levels.

Acorns Lite costs $1 each month- Are you ready to get started? With a simple, automatic investing account, you can invest spare change, set up recurring investments, and more.

Personal Acorns – $3/month- Your financial health system, complete with all-in-one investment, retirement, and checking accounts, as well as a metal debit card, financial counseling, and more!

Acorns Family- $5/month- There are investment accounts for an infinite number of children per family! Also included are a personal investment, retirement, checking accounts, bonus investments, financial counseling, and more!

While those costs seem to be reasonable, they’re very costly when calculated on an annual % basis, as many other investing apps and Robo-advisors do. 

Is Acorns Investing Worth It? - Pricing
Acorns Pricing

Younger employees just starting—the kinds of investors Acorns aims to attract—will pay more than rival robos.

Assume you have $100 to put in a new investing account. Your yearly fee would be $0.25 if you utilized Betterment, which charges an annual percentage rate of 0.25 percent for its essential Betterment Digital product. The cost of that $100 investment over a year would be $12 if you established an Acorns Lite account.

Consider a $10,000 investment in an Acorns Personal account, which would cost you $36 per year, or 0.36 percent, making it more costly than Betterment.

Naturally, when you invest more, the fees become a lower and smaller percentage of your total amount, but this may take time. 

Expenditure Ratio

The expenditure ratios for investment expenses vary from 0.03 percent (VOO) to 0.25 percent (two ESG funds). If you invest in Early, Invest, or Later, you will pay this amount.

A brief word on Spend: While Acorns’ checking account is technically free, the fact that you must spend $36 per year to get access to it is less than ideal, primarily because other robos, like Betterment, provide access without such restrictions.

Even so, you could see the checking account as a bonus to get into the $3 tier, in which case the cost is less important.

How to cancel the subscription of Acorns? 

If due to any reason, a question arises in your mind that “is acorns investing worth it or not?” and you like to cancel your subscription. Follow these steps while operating from your phone: 

  • Tap the menu (avatar) in the top left corner of the screen after signing in to your account.
  • Tap “Settings,” then “My Subscription,” then “Manage.”
  • Follow the steps to liquidate and cancel accounts by tapping “Cancel subscription.”

And if you are operating through the web and the same question hit your mind that “is acorns investing worth it or not?” and you want to cancel your subscription. Follow these steps to cancel your subscription of acorns:

  • After signing in to your account, go to the top right corner of the screen and select the menu (avatar).
  • Select “Profile & Settings” from the drop-down menu.
  • Select “My Subscription” from the drop-down menu.
  • Scroll down to “Manage” and click it.
  • Select “Cancel Subscription” from the drop-down menu.

To liquidate and cancel accounts, follow the instructions.

How to reach customer care of Acorns if having any inquiry?

If you have any queries, feel free to contact the Acorns Support team:

Phone: (855) 739-2859.

Email: support@acorns.com

What are the alternatives to Acorns? 

Is acorns investing worth it alone, or do an investor have any other option too? The answer to this question comes up with several alternative options. 

There are several alternative applications, which are operating on the principle of acorns. Some of them are Betterment, Wealthfront, and wealth simple. Let’s discuss a few details of these apps. 

Betterment simply levies a fee. It charges a flat cost of 25% per year for its lowest pricing tier, which works out to only pennies a month while you build up your portfolio.

What about Wealthfront, another Robo-advisor? You will require a $500 minimum balance. They do, however, provide free account management for the first $10,000 of each account. Wealthsimple, a Canadian Robo-advisor, charges up to.50 percent in fees but also provides a personal touch.

But an alarm beeps in the mind that is acorns investing worth it more than the others? The answer is, the five investment portfolios Acorns offers to maximize your profits while minimizing your risk.

Moreover, Acorns does not operate on commission. Therefore there are no account minimums. Acorns aims to provide you with the resources you need to take the best possible care of your finances.

We believe that everyone should have access to financial health, so we make it simple to invest in yourself. You can start investing early and frequently with Acorns without making major lifestyle adjustments. You may get start with as little as $5.

Pros of Acorns App

The answer to the question “Is Acorns investing worth it?” has two aspects. One is that the best investing approach is to get started right away—Acorns strives to make this as simple as possible. 

With no account minimum, you can start making regular contributions right away. You can also round up your purchases on connected accounts to contribute even if you do not consider yourself an investor.

However, setting up your savings is straightforward, thanks to an intuitive interface, and you won’t be overwhelmed with a confusing variety of ETFs. 

You’ll spend relatively little in fees if you stick to a primary account without ESG funds. If you need a little push to get start, Acorns’ automated service makes a lot of sense.

Cons of Acorns App

The other aspect of the answer to the question “Is Acorns investing worth it?” is that Acorns has a handful of significant flaws. 

The first is the tiered charge structure, which is prohibitively expensive for individuals who are just getting started with modest balances. It’s a terrible bargain to pay $36 a year to access an IRA when you have a few hundred dollars invested. 

While many Robo-advisors have a $500 or $1,000 account minimum, Betterment offers a no-minimum, lower-fee option.

It’s a difficult pill to take that you have to pay $3 to gain access to your bank account, and there’s no way to speak to a real-life financial adviser.

Meanwhile, although some parents may prefer a UTMA/UGMA account, anybody saving for college may wish 529 accounts were available. 

Furthermore, there are no tax-loss harvesting tools, which will be helpful if you have more money in your account and need to balance the tax consequences of selling winners.

Is Acorns Investing Worth It? – Quick Summary

We have reviewed the Acorns Investing thoroughly above, but does it really worth it? We have devised a quick guide to help you focus on the major factors that will help you decide if you really should use it or not.

Account minimum$0 to open account; $5 required to start investing.
Investment expense ratios0.03% to 0.18%.
Automatic rebalancingFree on all accounts.
Tax strategyNot available.
Portfolio mixThe portfolio mix is generally well-diversified but lacks significant exposure to international bonds.
A sustainable portfolio is available for free.
Account fees (annual, transfer, closing)$50 per ETF to have them transferred to another broker when you close your taxable Acorns account; no charge to sell your investments and have the resulting cash transferred.

CONCLUSION

The only way to fight inflation and make your money generate more money is to invest. Even though the markets are turbulent, you are more likely to earn money if you concentrate on long-term investment. 

Unfortunately, investment is often seen as a problematic and challenging concept to grasp, or at the very least, a time-consuming process to begin. This is why, before risking your real money, it’s a good idea to practice investing with paper trading.

Acorns is generally not a suitable match for people who are well into their careers unless they need to play significant catch-up with investing. 

If you’re in your 40s or later and haven’t begun saving for retirement, you should look into other ways to invest. Acorns are an excellent method to begin increasing your taxable assets, which are an essential component of every retiree’s portfolio.

Overall, Acorns is an excellent method to start investing and developing a portfolio without dealing with the headaches that come with HR. Using these methods to optimize your app use after you’ve gotten started, and you’ll notice your money start to increase quickly.

Investing vs Trading in 2021 – Which is Best For You ?

Investing vs Trading in 2021

Investing vs trading in 2021 are two very distinct ways of trying to profit in the financial markets. Both investors and traders seek gains via market involvement. 

In general, investors seek higher returns over a longer time via purchasing and holding. Traders, by contrast, take advantage of both rising and falling markets to join and exit positions within a shorter time period, reaping smaller, more frequent gains.

Differences Between Investing and Trading

The following are the 5 key differences between investing and trading:

Basic Difference

Trading usually carried out by individuals who engage in intraday trading and are always on the lookout for growth investment opportunities, in which case technical analysis techniques are used. 

They are able to anticipate whether the movement will be greater or lower. On the other hand, an investor is seeking a good return on his or her investment. Moreover, he or she is willing to hold onto their investment for an extended period of time.

Risk

Because there is no hedge against this kind of transaction, the risk associated with this technique is very high, and the amount of money at stake is extremely large due to the lack of downside protection. 

On the other hand, an investor may have a suitable portfolio in which the downside of one item will offset by the upside of other assets in order to hedge against the losses.

Market Change

The movement of the market and the indexes is usually due to high quantities of trading activity, and traders. As opposed to investors, have a significant role in changing the market values in this situation.

Strategies

Traders have a preconceived notion of what is going to happen on the upside or the downside. They trade in accordance with this; they have many kinds of trading strategies like the Butterfly, Short sell, Long Straddle, Strangle, and many more. 

While an investor has a straightforward and vanilla approach to hold the asset while investing: keep the asset.

Predictability

Because buying and selling transactions take place on a daily basis, returns in trading are both unpredictable and rapid. As a result, an investor must wait a long time before seeing a significant return.

Investing vs Trading in 2021 | Trading Time Horizon 

Investing vs Trading in 2021 - A clock illustration of Trading vs Investing Time Horizon
Time Horizon

Day trading requires a daily commitment of at least two hours, which is customary. 

The first hour after the United States’ stock markets are formally opened for business is usually considered to be one of the greatest periods to profit from big price movements. 

As New York’s lunchtime approaches, the stock market’s activity tends to slow down.

When trading full-time, your overall time commitment should be about 15 hours per week on the low end. And up to 40 hours per week on the high end (if you’re trading the most of the day). 

The busiest period for stocks, currencies, and futures in the United States market is around the time of the market’s opening each morning. 

Alternatively, global markets (particularly currencies and European equities) tend to be active in the hours leading up to the European open.

What Type of Investors should consider trading?

If you want to opt to trade, you’re far more concerned with the short term and less concerned with the company as an enterprise. You will almost certainly perform any or all of the following activities, for example:

  • You’re less concerned with whether or not the underlying company will succeed and more concerned with whether or not the stock will generate profits for you.
  • You want to know what other people think about a transaction because you aren’t just betting on a stock or a mutual fund; and you are also betting on the other individuals at the table.
  • You may look at short-term price fluctuations, even monitoring the charts by the minute. In order to forecast the optimum moment to buy or sell.
  • Share price movements influence your decisions rather than the fundamentals of a company.

Age retirement?

In order to be successful in early retirement, you must keep your costs as low as possible while still employed. 

After retirement, you may save a few thousand dollars on your season ticket and you won’t have to purchase another custom suit any time soon, but it’s unreasonable to expect to save a lot of money on energy costs.

If you are willing to take chances and trade on your own account, your money will go further. 

To be successful in trading, however, you must be realistic about your prospects of making a profit: can your approach truly survive outside the environment of a hedge fund or without the flow of orders that you see on the buy-side, for example? 

You might wind yourself duplicating all of the pressures of your day job for a lesser income; this is one of the reasons why my own trade is completely computer-controlled.

Investing Time Horizon

It is possible to invest for the long term (as well as do the study necessary for it) at any time, even if you work long hours in an office job. 

When you’re ready to invest in stocks, you may anticipate spending a few hours each month searching for companies that are consistent with your investment plan. 

Finding or developing an investing plan will require more time in the early stages of the process.

Some individuals prefer to be more active, devoting a few hours each week to research and other activities (especially if they have lots of capital and are looking for multiple opportunities).

Every few months, or maybe just when they are ready to make another purchase, an investor who prefers to “set and forget” may need to do some research or check on their assets.

What type of Investors is Investing Suited For?

Your concern about investing may stem from a lack of understanding of the market or from the intimidating nature of the first investment choices available in many mutual funds. 

If you want to start investing as soon as possible, it’s best to do so as soon as possible. However, there are a few things you should consider before you begin developing your investment portfolio.

The following people should start investing:

  • You are financially stable
  • You know where to invest wisely
  • Investment options are available to you
  • You are patient enough to adopt the “Invest and forget” strategy

What Are the type of Investments they can consider?

Following a year of decreased spending and a handful of stimulus cheques from the federal government, many Americans are sitting on a large pile of cash in their bank accounts. 

Moreover, although the reopening of the economy may result in increased spending on postponed holidays and other pastimes, many people will be searching for ways to put their newly discovered excess to work.

The stock market, as well as almost every other asset class, is flourishing right now, and it may be daunting to dip your toes into the investment waters if you haven’t done so before.

High-yield savings accounts

This may be one of the most straightforward methods to increase the return on your money above and above what you would receive from a traditional checking account. 

Customer access to their money is maintained through high-yield savings accounts, which are frequently opened through an online bank. 

High-yield savings accounts, which are often opened through an online bank, tend to pay higher interest rates on average than standard savings accounts, while still allowing customers regular access to their money.

The money you’re saving for purchase in the next couple of years, or money you’re simply hanging on to in case of an emergency, maybe put to good use in this account.

Certificates of deposit (CDs)

CDs are another option for earning extra interest in your savings. But they will need you to keep your money in the account for a longer period of time than a high-yield saving account. 

When purchasing a CD, you may choose from a variety of terms such as six months, one year, or even five years. However, you will usually be unable to retrieve your money before the CD expires without incurring a penalty.

If you buy one via a federally insured bank, you will be protected up to $250,000 per depositor, per ownership category, if you purchase one through a federally insured bank.

401(k) or another workplace retirement plan

This may be one of the most straightforward methods to get started in investing, and it comes with a number of significant benefits that might be beneficial to you both now and in the future. 

In most cases, your company will match a part of the amount you agree to set aside for retirement from your regular salary. If your company provides a match and you do not join in the plan, you are essentially turning away free money from your employer.

Contributions to a conventional 401(k) are made before being taxed. And the funds grow tax-free until the participant reaches retirement age. 

Some companies offer Roth 401(k) plans, which enable employees to make contributions after they have paid their taxes. If you choose this option, you will not be required to pay taxes on withdrawals made during your retirement.

Employee pension plans are excellent savings vehicles since they are automated after you have completed the necessary setup steps and enable you to make regular investments throughout your career. 

Target-date mutual funds, which manage their portfolios in accordance with a particular retirement date, are another option for you to consider. 

As you move closer to the goal date, the fund’s allocation will shift away from riskier assets to account for the fact that you will be investing for a shorter period of time in the future.

Mutual funds

Mutual funds provide investors with the option to participate in a diversified portfolio of stocks, bonds, and other assets that they may not be able to put together on their own otherwise.

Among the most popular mutual funds are those that follow indexes such as the S& P 500, which is made up of about 500 of the biggest corporations in the United States. 

Index funds often charge extremely low or no fees to the funds’ investors, and in certain cases, no costs are charged at all. 

Due to these low expenses, investors are able to retain a larger portion of the funds’ profits for themselves, which may be a fantastic method to accumulate wealth over time.

ETFs

Unlike mutual funds, exchange-traded funds (ETFs) maintain a diversified portfolio of assets and are traded on a stock exchange throughout the day, much like a stock would. 

ETFs do not have the same minimum investment requirements as mutual funds, which are usually in the range of a few thousand dollars to several hundred thousand dollars. 

Investing in exchange-traded funds (ETFs) may be done for as little as the cost of one share plus any costs or charges connected with the transaction, but you can get started with even less if your broker enables you to buy in fractional shares.

Both exchange-traded funds (ETFs) and mutual funds (MFs) are excellent assets to own in tax-advantaged accounts such as 401(k)s and IRAs.

Individual stocks

Investing in individual businesses’ stock is the riskiest of the investing options mentioned here. But it may also be one of the most lucrative. 

Nonetheless, before you begin trading, you should evaluate if purchasing a stock is a good investment for you. 

Consider if you are investing for the long-term, which is usually at least five years. And whether you are familiar with the company in which you are making the investment. 

Stocks are valued every second of the trading day, and as a result, individuals who own individual stocks are often tempted to adopt a short-term trading mindset when they invest in them.

However, since a stock represents a portion of ownership in a genuine company. Your wealth will grow in tandem with the fortune of the underlying company in which you invested. 

If you don’t think you have the knowledge or the stomach to ride out a bear market with individual equities. You may want to explore the more diversified strategy provided by mutual funds or exchange-traded funds (ETFs).

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Risks And Return

Investing vs Trading in 2021 - Which is best for you ? Trading or Investing ?
Investing vs Trading in 2021

When it comes to trading and investing, there is always a risk. The trick is to understand how much money you can earn in comparison to how much money you can lose.

Trading

You may be able to earn anything from 0.5 percent to 3 percent each day (on the high end). Even while this may not seem like much, it may amount to anywhere between 10 percent and 60 percent in profit each month.

When dealing with smaller accounts, higher return percentages may be achievable; nevertheless, as your account size rises, the likelihood of receiving a return of less than 10 percent each month increases.

If you engage in day trading, you will see your profits multiply fast. Suppose you start with $30,000 and earn 10% each month. 

At the end of the month, you will have $33,000 to start the following month. If you earn 10% again, you’ll have $36,300 in your account. If you earn 10 percent each month for a year, you will have almost $95,000 in your bank account.

Even if you have seven days of losses followed by seven days of wins. You may still end up with a loss overall.

How Much Do You Need TO Gain ?

However, if you’re losing 1 percent or 2 percent of your money each day. Your day trading account may begin to deteriorate very quickly. 

For example, if you lose 1 percent each day over the course of seven trading days. Your account might drop from $30,000 to $27,961.96—a loss of about 7 percent of your initial investment.

You would end up with $28,955,43 if you were to start gaining at a rate of.5 percent per day for the next seven trading days after that losing run. 

However, you would still be in the red. You’d need another seven days of profits of 1 percent or more to make up for your losses and generate further gains.

Stocks vs Options vs Crypto?

When it comes to trading, selecting between stocks, options and crypto is a hard call. So, here is what each of these choices is all about:

Stocks

The long-term potential for growth (capital appreciation) in stocks is the highest among all investment options available. 

Strong, positive returns have often been earned by investors who are willing to hold onto their investments for extended periods of time, such as 15 years or more.

Stock prices, on the other hand, may go down as well as up. As a result, there is no assurance that the business whose stock you own will expand and prosper. And thus there is a risk of losing money if you invest in stocks.

Options

It may be difficult to trade stock options, which can be even more difficult than stock trading. 

When you buy a stock, all you have to do is determine how many shares you want to purchase, and your broker will complete the order at the current market price or a limit price you have established for yourself. 

Options trading requires a thorough knowledge of sophisticated techniques and the process of establishing an options trading account. It entails a few more steps than the process of opening a traditional investing account.

The main reason why you must learn how to trade options even if it is not your primary source of investing is the very low barrier to entry.

US stocks are becoming more and more expensive.

However, through options trading, you do not need thousands of dollars to become an investors albeit a short term investor.

Check out Our recent return trading very cheap options for as low as $1.

Crypto

In recent years, cryptocurrency has developed as an asset class that offers investors the opportunity to make significant returns on their investments. 

These assets, despite the fact that they are not back by the government, have gained enormous appeal in recent years. 

The prospect of making large profits in a short period of time has prompted investors to get on the cryptocurrency bandwagon in droves.

Investing 

The long-term investor has always come out on top when the market has seen a fall in value. For longer periods of time, the Dow Jones Industrial Average spends more time rising than falling. Allowing for more gains than losses on an annual basis.

When it comes to investing, extensive time frames are necessary. And failure to hold an asset during a prolonged slump may result in losses. 

Anyone year may see results that are much greater or lower than 10%. (with negative returns occurring about one out of every four years). Some stocks may never be worth what you paid for them when you bought them.

What are some of the Tools to Start Investing?  [Is Automatic Investing an opportunity for you?

Even the most successful investors had to start out someplace, and that was at the beginning. 

Knowing where to begin and which route to follow, on the other hand, maybe difficult to discern. 

We’ve compiled a list of 3 tools to make the investing process a bit less difficult for individuals who are just getting started.

Personal Capital

Personal Capital is an excellent place to begin your research. The company provides a complete financial dashboard to assist you in evaluating your portfolio’s asset allocation. 

It also consolidates your bank accounts, credit cards, and loans into a single location. It allows you to manage everything from a single location.

Betterment

Betterment is one of a growing number of algorithm-based “Robo-advisors” that make investing simple and affordable. 

Betterment’s website is simple to use, and it employs straightforward asset allocation strategies to distribute your money across a variety of low-cost exchange-traded funds (EFTs).

WealthFront

Wealthfront, like Betterment, is a Robo-advisor that simplifies and makes investing more accessible for individuals. 

It requires a $500 minimum deposit to establish an account, does not sell US government bonds, and provides its customers with access to a unique tax-loss harvesting tool known as the Wealthfront 500, among other things.

How to Limit Exposure to volatility?

When it comes to the markets, volatility often elicits a high level of caution. In fact, market volatility may be visible in both a good and a bad light depending on your perspective.

Low volatility indicates a more stable market (and, therefore, a more stable investment); nevertheless, it also indicates a longer period of time until the financial benefit realized. This is often the case when it comes to the stock market.

Large trading volumes help to improve the stability of the stock market and make it less susceptible to the moves of ‘big fish’ investors. 

Nonetheless, because of its ties to governments and businesses all around the world. The stock market is often influenced by geopolitical developments.

In contrast, cryptocurrency exchanges are more volatile than traditional stock markets. Given that this market is still in its infancy, its highs and lows are particularly prominent, making the cryptocurrency marketplace particularly susceptible to the trading moves of ‘whale’ traders. 

Whale traders are those who have a huge quantity of bitcoin in their possession. As a result, the whole market may be susceptible to the trading choices of individuals who have a significant amount of money involved. 

For example, when news broke that influential investor Elon Musk had invested $1.5 billion in Bitcoin in January 2021. The price of bitcoin surged by 17 percent to a new all-time high, setting a new record.

On the contrary, cryptocurrencies are independent of governments and other global institutions. They are – at least in part – immune to political influence.

What Should You DO: Trading or Investing

Investing vs Trading in 2021
Investing vs Trading in 2021

The discussion is usually clear that investing is a strategy that is more effective for the vast majority of individuals than other options. 

Is it possible for certain individuals to regularly outperform the market? Without a doubt, there is no question. However, for the majority of individuals, being an investor is preferable to being a trader. And it may require less time and effort as well.

Warren Buffett, the legendary investor, advises that investors routinely invest in index funds. Like an S&P 500 fund, and then hang on to those investments for decades. 

This strategy embodies the essence of being an investor. Which is to adopt a long-term perspective while allowing the companies to create profits for you.

Comparative Table

Although we have discussed everything above about the trading vs investing in 2021. However, to summarize all that discussion, here is a table based on capital gains, risks, investment period, and much more:

CriteriaTradingInvesting
IntroductionRefers to buy and sell as per the price movementsRefers to buying and holding the securities for a certain period of time
Investment PeriodGenerally, in this type of activity, the investment is short-term, and there are quick entries and exits.While here, investment is for a long term and exit if far off from the entry point
Capital GainsThere are short-term capital gains and only associated with the upside in the security price.Long-term capital gains can be earned not only with the upside but also in the form of dividends and bonuses periodically.
Risk and methodologyThe risk is very high since it is a short-term investment.Risk is lower comparatively as the investment duration is long.
Types of securitiesOnly securities or stocks can be traded since there is quick entry and exit.Different types of assets can be invested in a portfolio like stocks, bonds, notes.
The intention of the investmentThe motive is to earn profits and exit the position.Value investment is made on the company’s functionality, banking on the company’s fundamentals.
Comparative Criteria of Investing vs. Trading

CONCLUSION

Trading may be a lucrative method to earn money on the stock market provided you have the necessary starting cash. As well as the time each day to execute the trades you want. 

There are certain prerequisites, though, including a strong desire to earn money on trades and an effective risk management plan.

Investing, like trading, has varying degrees of risk, although, for retail and novice investors. It is often less risky than day trading in general. 

If you have limited starting money and do not want to trade on a daily basis. Investing may be a better option for you than trading.

10 Best Cheap SPACs to Buy in 2021 – Easy Guide

SPAC

Many investors have shied away from SPACs in the past, believing them to be excessively risky. To explain the risk, benefits, and reliability of SPACs, we will discuss the 10 Best Cheap SPACs to Buy in 2021.

Moving forward, first, we’ll take a look at what is SPACs, and how they can be beneficial for investors.

What is SPAC?

A special purpose acquisition company (SPAC) is a corporation with no commercial activities, created only for the purpose of raising funds through an initial public offering (IPO) for the purpose of purchasing an existing corporation. 

SPACs, often known as “blank check companies,” have been in existence for several decades. 

In recent years, they’ve gained in popularity, drawing high-profile underwriters and investors, and raising a record amount of money through initial public offerings (IPOs) in 2019. 

Over 50 SPACs established in the United States so far in 2020, with a total raised of $21.5 billion as of the beginning of August.

What Makes SPAC Popular?

SPACs are often created by investors or sponsors that have specific knowledge or experience in a certain industry or business sector, with the goal of pursuing transactions in that industry or business sector. 

If the founders of a SPAC have at least one acquisition target in mind when forming the company, they may choose not to disclose that target throughout the IPO process in order to avoid lengthy disclosures during the process. 

(This is why they referred to as “blank check businesses,” because IPO investors have no clue which firm they will be investing in at the end of the process.) Before issuing shares to the general public, SPACs look for underwriters and institutional investors.

The money that SPACs raise through an initial public offering (IPO) is deposited in an interest-bearing trust account. These funds may use to complete an acquisition or to refund the money to investors if the SPAC gets liquid. 

They cannot be used for any other purpose. A SPAC typically has two years to execute a transaction or else it will be forced to liquidate.

In some circumstances, a portion of the interest produced by the trust might be utilized to supplement the operating capital of the SPAC. The stock of a SPAC is typically listed on one of the main stock markets following the purchase of the company.

How Do SPACs are Beneficial for Investors?

10 Best Cheap SPACS to Buy in 2021 - How Do SPACs are Beneficial for Investors?
Benefits of SPACs
  • Produces greater results than the typical initial public offering (IPO)
  • It comes with a predetermined time limit attached to it.
  • It allows for a more favorable pricing structure inactive structures, allowing the target company’s sponsors to raise funds on more favorable terms, distinguishing itself from standard initial public offerings (IPOs).
  • When a company goes public, it expedites the process of becoming publicly traded.
  • To raise valuations and funds.
  • It allows you greater control over the terms of the transaction.
  • SPAC is subject to less regulatory monitoring.
  • SPAC makes it possible for high leverage companies to go public, which would otherwise be impossible with an IPO.

Downsides of SPACs

It is found that the target coup’s value has been considerably reduced since the SPAC structure is less hazardous for the business trying to go public, which makes it riskier for SPAC itself because they are paid with larger discounts than they should be.

According to the definition of a blank check company, the investors are simply providing funds with no knowledge of which company would be the target for the money they have invested in.

If the company attempts not to meet the expectations of the investors and as a result, the investors decide to withdraw their money, there may be a conflict of interest.

The fees and charges included in SPAC entail underwriter’s fees as well as additional costs, which may be more than the amount paid to investment bankers in an initial public offering. 

The target company’s operations are subject to less scrutiny than they would otherwise be.

Risks Associated with SPACs

Those that combine with SPAC and go public expose to less scrutiny than companies that go through the standard initial public offering (IPO) procedure. 

When it comes to attracting investors and raising cash, there is always the potential of misrepresenting investment opportunities.

Sponsors of special purpose acquisition companies (SPACs) might profit from an acquisition even if the investors are unsuccessful in their endeavors. 

Conflicts of interest and fraud are major risks in this situation, which can arise from the misappropriation of funds as a result of misrepresentation or omission of the company’s prospects.

SPACs are subject to market fluctuations, which can be dangerous because investors do not view these fluctuations as a benefit to the investment

For example, a unit of the SPAC with a price of 10$ may fluctuate, and investors may be hesitant to purchase at a higher price if the price of the unit rises.

10 Best Cheap SPACs to Buy in 2021

The following are the 10 best cheap SPACs you can buy in 2021:

SPACsDate of IPOPrice
Altitude Acquisition CorporationDecember 2020$9.79
RedBall Acquisition CorporationAugust 2020$9.78
Lefteris Acquisition CorporationOctober 2020$9.79
Dune Acquisition CorporationDecember 2020$9.77
Burgundy Technology Acquisition CorporationOctober 2020$9.89
Soaring Eagle Acquisition UnitsMarch 2020$9.97
Rush Street Interactive (RSI)December 2020$14.88
Canoo Inc. (GOEV)August 2020$7.21
Clever Leaves CLVRDecember 2020$9.26
Rodgers Silicon Valley Acquisition (RSVA)December 2020$15.67
Top 10 Cheap SPACs in 2021

Altitude Acquisition Corporation (NASDAQ: ALTU)

Altitude Acquisition Corp. (NASDAQ: ALTU) is a special purpose acquisition company based in Georgia that conducts business internationally. 

The company went public in December 2020, and it was able to generate over $300 million in its first public offering, according to the company. 

It focuses on mergers and acquisitions with companies in the tourism and technology industries. Gary Teplis serves as the company’s chief executive officer.

NASDAQ: ALTU) has a market value of more than $366 million, making it the largest company in the world. The stock’s 52-week price range is $9.6 to $14.4, with a midpoint of $9.6. The company is still on the lookout for a merger opportunity.

RedBall Acquisition Corporation (NYSE: RBAC)

RedBall Acquisition Corp. (NYSE: RBAC) is a special purpose acquisition company located in New York with a focus on acquisitions of businesses.T

his year, the corporation went public in August, earning more than $575 million in its first public offering. 

The business primarily focuses on mergers and acquisitions involving firms in the sports, media, and data analytics industries in the United States of America.

RedBall Acquisition Corp. (NYSE: RBAC) is a publicly-traded company with a market value of more than $704 million. Alec Scheiner is the company’s chief executive officer. 

The price range of the company’s shares over the past 52 weeks has been between $9.7 and $12.4. The stock has an average daily trading volume of 220,868 shares. The special purpose company is still looking for a contract to combine with another company.

Lefteris Acquisition Corporation (NASDAQ: LFTR)

Lefteris Acquisition Corp. (NASDAQ: LFTR) is a special purpose acquisition company based in Boston that acquires businesses for a variety of purposes. 

In addition to initial public offerings in the financial technology industry, the business also provides advisory services. 

It went public in October 2020 and raised more than $207 million in the first public offering of the company. Karl Roessner is the company’s chief executive officer.

Lefteris Acquisition Corp. (NASDAQ: LFTR) is continuing on the lookout for a suitable merger partner. The stock’s price has fluctuated between $9.6 and $12.4 during the past 52 weeks. 

The stock has an average daily trading volume of 66,452. Morgan Stanley has the left-hand position on the special purpose company. The firm has a market value of $252 million, according to the latest available data.

Dune Acquisition Corporation (NASDAQ: DUNE)

Dune Acquisition Corporation - 10 Best Cheap SPACs to Buy in 2021
Dune Acquisition Corporation’s Logo

A special purpose acquisition business based in Florida, Dune Acquisition Corporation (NASDAQ: DUNE) is a special purpose acquisition company. 

A merger with another company in the software as a service industry is something the company is looking to do in the future. 

It went public in December 2020 and raised more than $172 million in the initial public offering (IPO) that month. Carter Glatt is the company’s chief executive officer.

A merger was sought by Dune Acquisition Corporation (NASDAQ: DUNE) in order to enable the company’s first public offering. 

The stock’s 52-week price range is between $9.5 and $10.2, and it is now trading at $9.5. It has a monthly average volume of 35,153 copies printed. 

With a market value of $131 million, the company is reliable. At Cantor Fitzgerald, the left-leaning partner is in charge.

Burgundy Technology Acquisition Corporation (NASDAQ: BTAQ)

Burgundy Technology Acquisition Corporation (NASDAQ: BTAQ) is a Cayman Islands-based special purpose acquisition corporation with headquarters in New York City. 

This year, in August 2020, the firm went public and raised more than $345 million in its first public offering (IPO). It seeks to combine with companies operating in the technology industry that headquartered in Europe, the United States, or Israel. 

It has a market value of around $436 million at the time of writing. Leo Apotheker serves as the company’s chief executive officer.

Burgundy Technology Acquisition Corporation (NASDAQ: BTAQ) is still on the lookout for a strategic partner to combine with. 

Its 52-week price range is $9.6 to $11.9, with a low of $9.6 and a high of $11.9. It has an average volume of 209,441 units each month. 

The corporation is actively watching the development of cryptocurrency companies, and it may seek to combine with one of them in the next weeks and months.

Soaring Eagle Acquisition Units (SRNGU)

Soaring Eagle Acquisition Units - 10 Best Cheap SPACs to Buy in 2021
Soaring Eagle Acquisition’s Logo

Because of its impressive track record, Soaring Eagle Acquisition Corp Units is ranked first. These units allow the bearer to one share as well as one-fifth of a warrant to purchase additional shares at $11.50 per unit. 

However, while the modest warrant ratio is less attractive than many we saw last year, this team has successfully introduced both DraftKings (DKNG). 

Report to the public through prior SPACs. Those have been two of the most successful SPACs in terms of overall performance. 

They also demonstrated a great ability to identify promising brands in the online gaming and sportsbook market. Which is likely to stay profitable for the foreseeable future. 

Given the fact that DraftKings and Skillz have both recently entered the market, it may take some time for them to identify their next acquisition, but this is one situation in which SPAC investors should exercise patience.

Rush Street Interactive (RSI)

The financial results released by Rush Street Interactive earlier this month demonstrated that this company is a legitimate contender in the online gaming industry. 

The fact that investors are concentrating their efforts on Penn National (PENN) – Get Penn National Gaming, Inc. Report and DraftKings, as well as the heritage casinos, indicates that this industry will produce several winners.

RSI reported a loss of one cent per share but given that Wall Street had expected a loss of $0.32. This is a significant improvement in the bottom line. 

The company’s revenue of $100 million is also above analyst expectations of $94.37 million. This indicates a 260 percent increase in revenue over the previous year. 

Although the company is still investing in customer acquisition, real money monthly active users (MAUs) have increased by 116 percent year over year. And by 22 percent sequentially, with RSI ranking as the number-one online casino in the United States. Based on gross gaming revenue in the most recently completed quarter. 

And, with $225 million in cash on hand, the company is well-positioned to continue advertising and promotions, which will help to develop their brand and solidify their users’ relationships. 

RSI forecast revenues of $440 million in 2021, compared to forecasts of $372 million. This represents sustained robust growth of 58 percent for the whole year, according to the company.

Canoo Inc. (GOEV)

Canoo Inc - 10 Best Cheap SPACs to Buy in 2021
Canoo Inc Logo

Canoo unveiled its all-electric pickup truck earlier this month, and although some people praised the design, others were less enthusiastic. Consider myself interested, because I believe it will attract a large number of consumers.

The company sells electric vehicles that are modular and purpose-built. It pioneered the development of the flattest and lowest-profile skateboard in the history of the sport. Because that is exactly what it is, think of it as a chassis. 

The fundamental methodology provides for a wide range of application flexibility as well as rapid time to market. Hyundai has previously entered into an agreement with Canoo to collaborate on the development of an electric vehicle platform. 

A new vehicle may get in as little as 18-24 months, rather than the traditional 3-5 years, according to the company’s website.

Canoo now earns money through the provision of engineering services. It expects revenue from this area of the business to reach $150 million in 2021, and $450 million by 2024, according to the company. 

It will launch its B2C platform in 2022, which expects to generate an additional $1.2 billion in sales by 2025, or a compound annual growth rate of 147 percent. 

Management estimates that the B2B platform will be available in the market by 2023, with revenue for this segment of the business reaching $700 million by 2025.

Clever Leaves CLVR

Clever Leaves, a vertically integrated cannabis company with operations in Colombia and, shortly, Portugal. 

The company provides low-cost GMP-certified pharma quality cannabis through its operations in Colombia and, soon, Portugal. 

Over the last several years, we’ve spoken with Village Farms (VFF – Get Village Farms International, Inc. Report management about these locations, and they’ve explicitly pointed out the difficulties that many cannabis players have had in entering into them.

Clever is not a licensed producer in Canada or a multi-state operator in the United States; rather, it is an MNO (multi-national operator). 

It has 1.8 million square feet of growing space in Colombia, and it is the only business in the region that has been certified according to Good Manufacturing Practices (GMP). As a result, it has risen to become the leading licensed producer in Latin America.

Rodgers Silicon Valley Acquisition (RSVA)

Rodgers Silicon Valley Acquisition, which included the acquisition of Enovix, may have ushered in a new era of powerful SPACs acquiring a business in a hot area. The PIPE priced at $14, despite the fact that the SPAC’s offering at $10.

Enovix is a company that designs and manufactures lithium-ion batteries. Enovix’s presentation on establishing a plan for future electric car battery manufacturing was indeed interesting. 

But it would be a mistake to ignore the computer industries that the company now serves with its patented 3D cell architecture, which it already supplies to. 

Enovix also involved in wearable technology, personal computers, augmented reality, virtual reality, and mobile communications, to name a few areas. 

As a whole, this company is much more than just electric vehicles, and investors should take heed of this.

Conclusion

In this comprehensive review, we had an insightful overview of the 10 best cheap SPACs to buy in 2021. Moreover, we have discussed what are the advantages and disadvantages of investing in SPACs.

Make sure you read all the risks associated with SPACs before making your investment.

Differences Between Stocks and Bonds – Which One To Choose?

Differences Between Stocks and Bonds

Are there really any differences between stocks and bonds? What is the most advantageous investment, if any? 

Those are the kinds of things that first-time investors contemplate on a regular basis. In order to better understand how these investment possibilities differ from one another, let’s take a closer look at each one individually.

When it comes to investment, stocks and bonds are frequently discussed in the same sentence. 

However, there are significant differences between them in terms of risk, reward potential, and how you get them. That is why it is so critical to conduct thorough research before putting your hard-earned money at risk.

What’s a Stock?

Stocks are “share of ownership in a company” from the standpoints of investment and financial planning.

Other words that are frequently used interchangeably with the word stock are the terms “share” and “equity,” among others.

Regardless of the terminology used, holding stock indicates that you own a portion of a company, and the value of your shares increases as the company rises in importance. Actually, it isn’t quite the case, at least not technically speaking.

Where Do Stocks Come From?

You are not a shareholder in the corporation itself. Instead, you become the owner of one unit’s worth of that company’s assets (earnings).

So why would a corporation want to sell you shares in the first place?

The reasons why a company decides to raise cash by selling shares of ownership in their company will differ from one another.

However, in general, corporations utilize stock sales as a means of raising operating money to fund their operations.

How To Find Stocks to Invest In?

It will be your responsibility to conduct due diligence before making a decision on which stocks to acquire in order to ensure that you are comfortable contributing financing to a certain business.

But, once you’ve decided which stocks to invest in, where do you go to actually purchase them?

To be sure, you can’t just walk up to Company A, knock on their door, and ask to purchase a single unit of their stock.

US Stock Exchanges

So, where can you get your hands on some stock?

The NYSE (New York Stock Exchange), the NASDAQ (National Association of Securities Dealers Automated Quotations), and the AMEX (American Stock Exchange) are examples of public stock exchanges.

You may already be acquainted with (American Stock Exchange).

Overall, there are a total of 13 such stock exchanges in the United States.

Top 10 NASDAQ Stocks

One of the biggest sectors of the US economy is the tech industry.

The company that comprise the main Exchange Traded Fund (ETF) for this sector have been driving the overall market over the last 10 years at least.

As of this writing, here is the table with these leading companies.

Each with their respective weighting into the NASDAQ index.

No.CompanySymbolWeightPriceChg
1Apple Inc.AAPL11.3%150.09-0.31%
2Microsoft Corp.MSFT10.4%303.230.61
3Amazon.com Inc.AMZN7.4%3,310.004.22
4Alphabet Inc.GOOG4.1%2,853.965.99
5Facebook Inc.FB3.9%365.840.33
6Alphabet Inc.GOOGL3.8%2,829.354.12
7Tesla Inc.TSLA3.8%707.32-1.17
8NVIDIA Corp.NVDA3.7%217.37-0.56
9Paypal Holdings Inc.PYPL2.2%279.930.42
10Adobe Inc.ADBE2.1%659.842.60
Nasdaq Top 10 Holdings and Their Weight

Analysis of Top 10 NASDAQ Stocks Over 10 Years

The gain and amount presented in the table below for each stock are based on the $1000 if you invested them 10 years ago.

No.StockSymbolAmount in $% Gain
1Apple Inc.AAPL$11,628.191,062.82%
2Microsoft Corp.MSFT$12,153.411,115.34%
3Amazon.com Inc.AMZN$17,957.701,695.77%
4Alphabet Inc.GOOG$9,024.40802.44%
5Facebook Inc.FB$11,122.211012.22%
6Alphabet Inc.GOOGL$11,055.161,005.52%
7Tesla Inc.TSLA$130,466.9112,946.69%
8NVIDIA Corp.NVDA$52,835.995,183.60%
9Paypal Holdings Inc.PYPL$6,481.10668.73%
10Adobe Inc.ADBE$20,120.051,912.01%
Growth of $1000 over 10 Years on Nasdaq Top 10 Stocks

Some of the growth percentages are just flat out unbelievable.

Paypal (Ticker:PYPL) has the worst gain over the last 10 years on this list.

Yet that growth is almost 700% !!

Do you know many investment can turn your money 7 folds in 10 years ?

Google’s parent company Alphabet has the second worst return from the list over the last decade and that is 800%.

All the remaining have grown 10-fold at least over the last 10 years thus making this an exceptional era for stock growth.

Therefore, these returns alone are sufficient to understand why more and more investors who have time (meaning not near their retirement age) are drawn to the stock market rather than bonds.

Why Should You Choose NASDAQ?

The Nasdaq is the world’s second-largest stock exchange.

The Nasdaq is home to over 3,700 public firms with a combined market capitalization of more than $19 trillion—only slightly less than the New York Stock Exchange (NYSE), which has a total listed market capitalization of $25.5 trillion.

The Evolution of the NASDAQ

Nasdaq established itself as the first all-electronic exchange, and it continues to be the preferred platform for many top technology businesses.

The NASDAQ-100 Index is significant because it has a significant impact on both the local and global economies.

It advises society and investors on the best non-financial companies. For businesses, it is a well-known and reputable exchange on which to list their shares.

If they include in the index, it might have a significant impact on their financial performance.

Additionally, the index is suitable for incorporating companies that are at the cutting edge of innovation across all industries covered.

More broadly, the Nasdaq provides a plethora of stock options.

How Fractional Shares Will Help You With Hight Stock Prices?

More often, big-name stocks come with hefty price tags. As of August 2020, one share of Alphabet, Inc., the parent company of Google, valued at more than $1,500.

While one share of Amazon.com, Inc. valued at more than $3,000.

Fractional shares, on the other hand, allow you to purchase even the most expensive stocks and exchange-traded funds (ETFs) for as little as one dollar.

Purchasing a fractional stock is advantageous for novice investors who may not have large balances available to purchase certain stocks or ETFs.

Additionally, they let you quickly diversify a smaller portfolio by investing in companies that would be out of reach otherwise.

The Advantages of Fractional Shares

Begin investing with small funds

If you’re just getting started and don’t have a sizable investment portfolio, fractional shares can make a significant impact.

They enable you to enter the market instantly and begin reaping the benefits of compounding profits.

Diversify your portfolio on a shoestring budget

Diversification is a fundamental principle of portfolio development. By diversifying your holdings of equities and, more specifically, ETFs, you may minimize the risk of losing money if a single asset falls.

Because fractional investing enables you to purchase several shares for between $1 and $5. You may be able to purchase a larger range of companies than you might otherwise.

Options for improved dollar cost averaging

Dollar-cost averaging is a strategy in which you invest a certain amount of money on a consistent basis.

This may allow you to pay less per share over time than you would if you purchased all of your shares at once.

Because dollar cost averaging is based on a stable dollar amount rather than a steady share portion, it works best when you can invest the entire amount.

Otherwise, a portion of your funds will have to stay in a cash account. Until you have sufficient funds to purchase a complete share.

Dividend Stocks and How Do They Work?

A stock dividend is a dividend payment in shares rather than cash to shareholders.

Although a stock dividend offers the advantage of paying shareholders without depleting the company’s cash reserves.

It does have the disadvantage of diluting earnings per share.

Generally, these stock distributions are issued as fractions of existing shares.

For instance, a company may declare a 5% stock dividend. Requiring it to issue 0.05 shares for each share held by existing shareholders.

Meaning that an owner of 100 shares would get five more shares.

Exactly how does a stock dividend work?

A stock dividend also referred to as a “scrip dividend,” is a payment of stock to existing owners in place of a cash dividend.

A company declares such dividends when it wants to reward its shareholders but lacks the necessary funds or wishes to conserve cash for other expenditures. 

Dividends on stocks provide an investor with a tax advantage.

As with any stock, the dividend is tax-free until the investor sells it unless the company gives the choice of receiving the dividend in cash or shares. 

A stock dividend may impose a restriction on the sale of newly acquired shares for a specified length of time.

This holding period generally begins the day after you buy a dividend stock. It is critical to understand the holding time for calculating eligible dividend tax treatment. 

Top 5 Websites for Stocks Market Research

Finviz.com

Finviz is one of the greatest stock screeners for traders and investors accessible for free, as well as in a paid edition called Finviz Elite. Finviz is available in both a free and paid version.

It is a privately held firm that was established in June 2007 by Juraj Duris. Finviz is an abbreviation for “financial visualizations,” and its website receives around 18.75 million visits each month.

Tradingview

TradingView is a cloud-based charting and social networking program designed for active investment traders at all levels, from beginners to experts.

With a free account, you may access the most basic graphing, research, and analytical information accessible. Despite this, the majority of transactions must be executed outside of the platform due to the fact that only a limited number of brokerages are currently linked to TradingView.

Simply Wall Street

Al Bentley, the founder of Simply Wall St, established the company in Sydney, Australia, in 2014.

In order to assist investors in making stock selections for their portfolios based on fundamental research, Simply Wall St has created an online resource called Simply Wall St.

Webull

Webull, which was founded in 2017, is a relative newcomer to the brokerage industry, but it looks to have taken advantage of its late arrival to achieve success.

In other aspects, the company appears to have drawn ideas from current forerunners such as Robinhood, which cater to new and casual investors who want a fantastic mobile experience as well as a clean, simple desktop interface to get started with investing.

Webull, on the other hand, is an excellent alternative for more experienced active traders, as it provides in-depth charting, hundreds of technical indicators, advanced orders, Level II market data from Nasdaq, customization, and other features.

All of this is contained within an easily navigable and aesthetically pleasing platform.

E*Trade

Throughout the previous decade, ETRADE, a pioneer in online brokerage, has been hampered by charges that are higher than usual.

Equity and per-leg options charges were reduced to zero in October 2019, when ETRADE joined a majority of brokers in reducing commissions to $0.

There are three computer-based platforms and two fully-featured mobile apps available from E*TRADE, which will appeal to investors with a variety of investment styles and interests.

The company’s primary online platform, etrade.com, has been redesigned to make it easier to maneuver.

What Type of Investors Are Stocks For?

Anyone can purchase stocks on the stock exchange.

Each individual has his or her own motives for purchasing a stock, and each individual has a distinct trading personality. 

Your trading personality is determined by how much risk you are prepared to take, what type of research you are willing to undertake, where you believe the economy is heading, and how much time you have on your hands to complete your trades. 

Contrary to all of this uniqueness, trading styles may be broken down into a few basic categories. Take into consideration which method sounds the most like you.

Active-Investors

Active investors maintain track of the performance of their stocks, do extensive research, and keep up with the latest financial news on a regular basis. 

Traders do not necessarily purchase one day and sell the next, but they do pay attention to changes in patterns and buy or sell in accordance with those changes in trends. 

Despite the fact that this individual is an ardent investor who takes great care in making each investment decision, he or she does not necessarily keep an investment for the long term.

Passive investors

This type of investor does not always aim for the highest potential return on his or her investment.

Instead, the passive investor accepts fair returns in exchange for a reduced level of stress and more free time on his or her hands. 

This individual may choose to invest in mutual funds in order to allow the funds’ money managers to make a purchase and sell choices. 

He may choose to purchase individual shares of stock in well-established firms and hang onto that investment for a year or more. 

Passive investors have a tendency to reduce the amount of stress they experience while making investing decisions by establishing parameters for adding new stocks to their portfolios. 

For example, if their stocks grow by 20%, they may decide to sell part of them to realize the gains.

Speculator

Some investors are looking for opportunities to make money quickly. Then scour the market for stocks that are set to rise as a result of a pending transaction, and they buy them. 

In order to make money, they scan the news for announcements about mergers that may benefit a business. And then they buy shares in those companies. 

After a stock has made them some money, they tend to sell it.

Because they believe that they can repeat the practice of purchasing and selling on a regular basis. So beat the market.

Retirement Investors

When it comes to investing for retirement, people tend to modify their strategies as they get closer to retirement age. 

When they are younger, they may choose a more confrontational response to conflict. This entails purchasing more risky stocks that have the potential to rise in value. 

After midlife, such an investor may decide to switch to more moderate-risk stocks.

And then during retirement, they may decide to switch to dividend stocks that provide income.

Different Types of Stock

Not all stocks are equal by the executives of their respective companies, and they might be extremely different from one another in terms of performance.

Let’s have a look at what the stock markets have to offer and which kind of stocks are the most suitable for you.

Preferred Stock

The term “preferred” stock is a bit of a misnomer in this context.

At first glance, the preferred stock appears to be a greater type of stock than its counterpart, “common” stock. However, this is not the case.

This, on the other hand, is not correct.

To simply state that preferred stock differs from ordinary stock would be far more truthful.

Common Stock

Common stock is considerably more common than preferred stock in terms of being, well, common. 

When a company decides to issue both preferred stock and common stock, the common stock issues in higher quantities than the preferred stock. 

Occasionally, a company may choose not to issue any preferred stock at all.

Stocks and Diversification in Investment Portfolio

In order to create diversification in your investment portfolio, you must weigh the risks and rewards of different investments against one another.

Although this appears to be a simple concept in principle, putting it into practice is considerably more difficult.

By mixing asset types that are both riskier and less risky into a single investment portfolio, you can protect against losses while simultaneously keeping the door open to higher returns.

Preferential stock and ordinary stock are two primary forms of stock.

And you have just learned about the possible advantages and limits of each of them. As a result, you now understand that some types of stocks are riskier than others.

Another interesting and little-known fact regarding the preferred stock is that some financial professionals refer to preferred stock as the “bonds of the stock market.”

Differences Between Stocks and Bonds- Pro and Cons for each investment vehicle
Differences Between Stocks and Bonds

What’s a Bond?

Similar to how a stock represents a share of ownership in a company’s assets (income). A bond represents an IOU or a written promise to provide debt financing. 

While bonds have lesser risk than stocks, this is not necessarily the case.

Company issues bonds to seek to raise cash from investors. Knowing the issuer—as well as the company’s history—is critical to understanding how to purchase bonds.

Understanding How Bonds Work

The company issuing the bonds has the ability to and does have an influence on the risk level associated with a particular bond. 

Consider the following example: a bond issued by a government body is typically less hazardous than a bond issued by a private business by its nature.

Remember how we stated earlier that some financial experts consider preferred stocks to be the “bonds of the stock market?” Well, that is still true.

This is due to the fact that both assets provide a sort of fixed rate of return on investment.

Fixed dividends are paid on preferred stocks, while fixed interest is paid on bonds. However, the value of preferred stocks and bonds might vary in response to changes in the stock market.

Bonds, in principle, provide a guaranteed return even at the moment of issue of the bond. 

It is possible to argue that bonds are less risky than preferred stock because, in the event of a company’s bankruptcy, bondholders will be first in line for reimbursement before preferred stockholders.

What Type of Investors Are Bonds For?

The following are some of the most common types of Investors who buy bonds:

Who Seeks for Income

The major rationale for purchasing a bond as an investment is for the income it provides.

The majority of bonds have a fixed interest rate, which means that investors will get regular semi-annual payments. 

This provides certainty in terms of both cash flow and returns. It is something that other investments, such as stocks, can not provide. 

For example, if you purchase a $1,000 bond that pays 5% interest, you will get $25 twice every year for the duration of your ownership of the bond. 

At the conclusion of the bond’s life, which is the maturity date, you will also receive your $1,000 back.

Who Plays On Safe Side

There are dangers with all investments, but bonds are typically less hazardous than stocks. Few investments, stocks included, guarantee that your money will be returned to you. Specifically, at the end of the term like bonds do. 

This repayment pledge, on the other hand, is only as good as the financial soundness of the issuer. Many bonds have letter grades by independent rating agencies to assist you in determining their relative security. 

The bonds with the highest likelihood of making their payments on time award an AAA rating on most measures.

Who Seeks Diversification

Diversification is the process of investing in a variety of various types of assets. In order to reduce the overall risk of a portfolio. 

Bonds play a significant part in most asset allocation models. Which split assets among stocks, money market funds, and other forms of investments, as well as in the stock market. 

Because bonds tend to vary in value less than stocks.

They can help to smooth out the fluctuations in your portfolio. And lower your total risk by spreading out the risk. 

For the most part, asset allocation models recommend that older or more cautious investors should maintain a greater percentage of their assets in money market funds or short-term bonds rather than inequities.

Common Types of Bonds

There are several sorts of connections, and it is vital to understand the differences between them. 

Some bond types have a lower inherent risk than others, whilst others have a higher risk. There are four basic categories of bonds that we shall discuss, in addition to a few unique forms of bonds.

Government Bonds

Treasury bills, which are government bonds issued by the federal government, are a term that is often used incorrectly. 

The term “note” refers to federal government bonds that will mature (fall due) in less than 10 years. And the federal government issues them.

Municipal Bonds

Municipal bonds issued by state or municipal governments to raise money. 

The return on these bonds may be higher than that of other types of bonds.

But only if the region in which you invest is growing and developing. Municipalities that are in decline are less likely to repay your investment.

Interest Rates on Municipal Bonds

Some municipal bonds come with great tax advantages for higher income tax payers.

As such, those municipal bonds interest rate may not tell you the whole story after the return on investment.

Here is our research on some of the best Tax-exempt municipal bonds as of this writing.

NAMETicker
Fidelity Tax Free BondFTABX
Vanguard High Yield VWALX
Vanguard Intermediate TermVWITX
Vanguard Long TermVWULX
Vanguard Limited TermVMLUX
Vanguard Short TermVWSUX
Table of Tax-Exempt Municipality Bonds

Agency Bonds

When bonds are issued by federal government agencies, these bonds are referred to as agency bonds. Fannie Mae and Freddie Mac bonds, for example, are examples of government-sponsored enterprises.

Corporate Bonds

Companies and companies may choose to issue corporate bonds in order to obtain cash for a number of different reasons.

These are frequently riskier than U.S. Treasury bonds, but they may also give greater rates of return.

Bonds and Diversification in Investment Portfolio

As you can see, bonds, like stocks, have various degrees of risk associated with them.

The degree of risk is determined by the issuing organization as well as the bond’s terms and conditions.

This means that just adding stocks and bonds to your investment portfolio will not be enough in terms of increasing your returns. 

Portfolio Diversification

Creating a properly diversified portfolio also entails picking the appropriate categories. Moreover, the types of stocks and bonds in order to achieve a healthy balance between risk and return.

An investment bond’s rating can vary from AAA to D. The danger increases according to the lower the letter. 

So-called “junk” bonds usually have the lowest ratings, which are based on the credit rating of the issuing corporation.

Or the length of time the company has been in business.

Differences Between Stocks and Bonds – Final Verdict

Stocks and bonds both have a place in the investment portfolios of experienced investors who are attempting to construct a properly diversified portfolio.

Stocks, as you are now aware, are fractional ownership interests in the assets or net worth of the issuing company. 

Bonds, on the other hand, are debt instruments in their own right. With the possibility for interest income to use to reimburse the lender for the amount borrowed.

Preferential equities have a reduced risk of loss and a lower return on investment than ordinary stocks. 

Government-issued bonds have a lower level of risk and. Therefore, a potentially lower rate of return than corporate bonds and callable bonds, respectively.

Investment in funds such as ETFs (exchange-traded funds) or mutual funds is one of the most straightforward methods.

In order to construct a portfolio that contains both greater and lower risk equities. As well as higher and lower risk bonds, among other things. 

These funds may consist of a mixture of stocks and bonds. Or they may entirely consist of stocks or entirely comprised of bonds.

What Are Warrants in Stocks – Easy Step by Step Guide

Warrants in stocks, also known as stock warrants, allows you to buy a company’s stock down the road at a fixed price and date. This means that even if the company’s share price is higher as at the time you are buying, it does not affect your investment. 

However, this doesn’t entirely guarantee you a profit as you can lose if the company’s shares trade lower than the strike price. So, what are warrants in stocks? How do stock warrants work? What makes them different from other financial derivatives? All these and more you’ll find answers to in this article.

How Do Stock Warrants Work ?

Financial instruments provide investment opportunities that investors can leverage to increase their portfolio and earning power.

The most common of them include bonds, options, mutual funds, amongst others. However, there is another viable alternative that many are probably yet to discover.

What Are Warrants in Stocks - Easy Step by Step Guide  - Picture of a stock warrant
Stock Warrant Example

A warrant in stock is a contract between an investor and a company that gives the investor the right to acquire a company’s stock at a specific price and date. 

Warrants are a company’s way of enticing well-to-do investors to buy the company’s shares, offering them a better stance during an uptrend in the company in the future. At other times, it can be an incentive to outstanding employees in the company.

Practically, as a warrant stockholder, you can buy the stock later on at the warrant’s “strike price” (the agreed-upon price) which may be lower than the current stock trading price. Another great benefit warrant stock offers you is the opportunity to buy newly issued stock from the company that issued the warrant. 

More so, though it comes with a fixed date (after which it expires), you enjoy the privilege of making the stock warrant purchase at a later date. However, you will have to do that through common stocks and if they decide to.

You should know that there is no smoke without a fire. Warrant stock is a strategy companies use to attract investors to purchase shares so that they can gain from the investment. Also, a warrant does not grant you ownership of the stock, rather, it’s a right to gain the company’s share in the future for a particular price. 

In addition, a stock warrant loses its value and is no longer valid when it expires. Hence, you need to use; either buy or sell before the expiry date. For more on the definition of warrant in stocks, watch this video.

What Makes Up a Stock Warrant?

Let’s point out the components of a stock warrant. Here’s what’s inside the financial instrument:

  • An Up-Front Notice: In any stock warrant contract, the recipient can tell the company when he (she) will exercise their right; purchase the underlying stock. 

The company that offered the stock warrant, on getting the purchase notice, will issue new stock shares. This is to increase the number of shares its stock will trade. And, the outcome will be an increment in the company’s total shares of stock, which can reduce the price of the stock.

  • The Pricing Process: Once a company issues a new bond offering, the next thing it does is to declare a stock warrant strike (otherwise called the exercise price).
  • The Expiration Date: Any stock warrant comes with an expiration date, which is listed on the contract.

Why Do Companies Issue Stock Warrants?

Companies issue warrants for a lot of reasons. This could be to raise capital by attracting investors, retaining employees, or offset the impending risk of huge losses.

When it’s to raise capital or counteract impending risks, the company usually publicizes its warrants in the open market to attract individual and institutional investors. Given the massive buying power of institutional investors, they influence the market with their big purchases. Therefore helping to actualize big capital revenue for the company.

Also, when it’s to retain employees, they normally put restrictions on when these warrants can be exercised. Therefore, employees have to wait out a few years before claiming their benefits. You can learn more about why companies issue stock warrants here in this video

Types of Stock Warrants

Stock warrants have diverse types, and they include:

Puttable Warrants

Here, you have a proportion of shares you can resell back to the company at a fixed price especially to obtain your accumulated profits. It has a deadline.

Callable Warrants

You can purchase a certain amount of shares from a company using a callable warrant. This is an authorized warrant that has a deadline.

Covered Warrants

Covered warrants allow you to buy or sell equity, currencies, and financial tools issued from giant financial institutions, not from individual companies. 

Naked Warrants

With naked warrants, you can exercise flexibility as a shareholder. A naked warrant entitles you to exchange your warrant for security, that is to say, you are not tied to a preferred stock or bond.

Wedded Warrants 

As the name implies, it works closely with bonds. You can’t buy and sell it independently, rather, together with bonds.  

Traditional Warrants

Just like the wedded warrant, you can also purchase a traditional warrant with bonds but you can sell them separately in the secondary market.

Examples of Stock Warrants – American vs European

What Are Warrants in Stocks - Easy Step by Step Guide - Warrant to Purchase Common Stock
SemGroup Stock Warrant

Here is an example of how a stock warrant applies in the  USA and Europe:

Say that XYZ Corp. wants to issue a series of stock warrants to new employees, It could structure its warrants as follows:

American-style of Stock Warrants

The warrant for 5,000 shares of XYZ Corp. stock is at the strike price of $30 within five years of expiration. This stock warrant offers you the right, but not the obligation, to buy up to 5,000 shares of XYZ Corp. for $30 per share. 

This is to say that even if the stock is selling for $80 per share, you can still buy it at $30 per share. The more the stock’s price surges, the more valuable this warrant becomes for you. 

And, you can exercise this right at any time within the five years duration. Beyond that, the warrant expires and becomes useless.

European-style of Stock Warrants

Warrant for 5,000 shares of XYZ stock at $100 strike price on July 1. This warrant bestows on you the right, but not the obligation, to sell up all your shares back to the corporation for $100 per share. 

This means that the company re-buys from you at the same rate they sold to you even if the stock is worth $20 per share. Hence, as the stock plummets, the more valuable this warrant becomes for you. 

Since this is a European-style warrant, you can only exercise it on July 1. Before that date, it has not yet matured, while afterward, it has expired.

Companies hardly issue puttable warrants, because when they do so, they would be trading against their own stock. Therefore, you must navigate through a lot of legal, ethical, and cultural issues during any put warrant issuance.

Whenever a company auctions stock warrants, it will also issue the warrant with a price set per share. So, for instance, a stock warrant of 1,000 shares sold at $5, equals $5 per share, or $5,000.

How Do Stock Warrants Work? 

Typically, a warrant acts as bait for companies, to attract investors to buy the company’s shares. They give you the privilege to take advantage of a rising market, where you get greater percentage gains on your shares, compared to common shares. 

Let’s consider the warrant of an imaginary company, Gladstone Energy. Each Gladstone warrant, which trades on the TSX but in U.S dollars, gives the holder the right to buy one common share at   $38.20 (U.S.) until Sep. 22, 2021. The warrants were recently sold for $25.65, and the common shares at $52.50.

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Buying the warrant when you don’t foresee an increase in stock price may not be the best decision. At this point, it costs more to purchase the warrant ($25.65) and exercise it ($38.20) when compared to the current price of the stock. Though if you expect a price rise, then the warrant is valuable. 

A general rule for rating how promising a warrant is will be to evaluate its worth per share per adventure share price doubled. Assume that Gladstone doubled to $105, the warrant will skyrocket to $66.8 (the share price less than the exercise price), and that’s a lot of gains.

There’s one thing you must know though. If Gladstone trades at $38.20 or less than that at the tail end of September 2020, the warrants are as good as nothing, they expire.

How to Buy Stock Warrants

Firstly, to buy a stock warrant, you should be able to differentiate it from the common stock. Common stock and stock warrant tickers are placed side by side in the exchange platform. But, there is a way to fish it out; the extra letter ticker. 

For instance, Gladstone Energy Inc. the common stock will trade with the ticker GLDSE while the warrant will use the ticker GLDSEW or GLDSEWS. This means that stock warrants have an extra “W” or” or “WS” symbol” symbol attached to their tickers.

Taxes on Stock Warrants

Stock warrants are taxable and their tax rate is different from that of common stock or stock options. The breaks that stock options enjoy such as employees’ tax preferential treatment are not applicable to warrant stock.

Let’s say the warrant you exercised is $15 per share to buy 100 shares of XYZ, and the warrant costs you $300. Your total investment is $1,800, and If the market price on the day of exercise is $50, the shares are worth $5,000 and the difference is $3,200 which is your profit.

That amount is seen as ordinary income, not a capital gain since you didn’t own the stock before exercising the warrants. You can always consult a tax expert to make sure you understand and follow relevant tax rules

Stock Warrants vs. Stock Options

Stock warrants and stock options are very identical, they are similar in features and benefits. Yet, each has its uniqueness, hence they differ in some ways.

Similarities

  • Both are investment/financial agreements that let an individual buy a particular company’s stock at a given price, within a given time. 
  • Each of them is specifically designed to offer investors the opportunity of making a profit on their investment. 
  • Both are traded widely on major financial exchanges such as the NYSE or the Nasdaq Stock Market.

Major Differences

  • Stock Warrants Are a Company’s Strategy For Raising Capital.

Unlike stock options, the major purpose companies issue stock warrants are to raise capital. On the flip side, stock options are ways investors can predict a company’s stock. Only the investors benefit from stock options.

  • Works With Different Times

For stock warrants, the investment window is wide open, it can last up to 5 years, and more in some cases. Stock options, on the other hand, can expire within days, weeks, or months. 

This is the reason investors often prefer stock options for short-term investment strategies. Stock warrants serve more for a long-term investment strategy.

  • The difference in taxation method

Tax rules for stock warrants and stock options differ. Taxation on stock warrants depends on the usage of warrants. Stock warrants often attract taxes when you exercise them.

You can learn more about stock warrants vs stock options in the video below.

Pros & Cons of Stock Warrants

Pros

  • Stock warrants possess high upside potential, offering you the opportunity to make huge profits.
  • Exercise dates are usually far, and this is beneficial to the investors. You have more chances of making a profit, unlike some alternatives like stock options which work with shorter periods.
  • Dividends can adjust strike price, and lessen it.

Cons

  • Risky due to volatility.
  • Availability of scant.
  • More complex than other similar options.

CONCLUSION

Warrants in stocks are a cost-effective trading instrument that allows you to earn a fortune. Yet, like all financial derivatives, they have elements of subtlety. Be sure to read in between lines and understand exactly how they work before you buy or sell them. 

You can contact a financial advisor to guide you through the processes involving a stock warrant. You can stay in touch at Successful Tradings to learn more about stock warrants and other such financial instruments..

How To Calculate Dividend Yield? – Easy Guide For New Investors

How To Calculate Dividend Yield

The dividend yield of a stock is an estimate of the return on a stock investment that is derived only from dividends. In this article, you will learn what it is and how to calculate dividend yield.

How To Calculate Dividend Yield | What is a Dividend ?

It is the distribution of a part of a company’s profits to shareholders. 

How Do Dividends Work

Dividends are paid out in addition to any increases in the value of the business’s stock, and they are intended to compensate shareholders for their investment in the company.

Companies in some industries are well-known for paying dividends, and dividends are more prevalent among established businesses that can afford to retain a portion of their profits rather than reinvesting them entirely back into the company. 

Companies may pay exceptional, one-time dividends, or they may pay dividends on a regular basis, such as once a quarter or once a year, depending on their financial situation.

Preferred Stocks Advantage

One of the major advantages of preferred stock is that it pays regular dividends on a consistent basis, although common stock may also pay regular dividends on a consistent basis. 

Dividend payments, on the other hand, are not guaranteed, in contrast to bond interest payments.

When the economy is in a bad state, companies may force to reduce or even discontinue dividend payments.

What is Dividend Yield?

How To Calculate Dividend Yield - What is dividend yield?


What is dividend yield?

The dividend yield of a company is the proportion of profits it pays out in dividends each year for every dollar invested. 

For example, if a company’s dividend yield is 7% and you hold $10,000 of its shares, you would receive a $700 yearly payment or $175 in quarterly installments if you held the stock for the whole year.

Companies, on the other hand, often pay dividends depending on the number of shares you hold rather than the value of the shares you own. 

As a result, dividend yields change in accordance with the current stock price of the company.

Many stock research tools provide you with the most recent dividend yields, but you may also compute dividend yields manually if you want.

How To Calculate Dividend Yield?

How To Calculate Dividend Yield - Mathematical equation of Dividend Yield
How To Calculate Dividend Yield?

If a stock’s dividend yield isn’t expressed as a %, or if you’d want to determine the most recent dividend yield percentage, you can use the dividend yield formula for determining the yield percentage. 

Divide the annual dividends paid per share by the price per share to arrive at the dividend yield.

Dividend Yield = Annual Dividends Paid Per Share / Price Per Share

A dividend yield of 3.33 percent would be achieved. For example, if a company paid out $5 in dividends per share and its shares were now trading at $150 each.

There are a number of different methods for determining a company’s yearly dividend payout:

Annual Report

The yearly dividend per share is generally disclosed in the company’s most recent complete annual report.

Most Recent Dividend Distribution

To calculate the annual dividend, multiply the most recent quarterly dividend distribution by four to obtain the quarterly dividend payout for the previous year.

Trailing Dividend Method

A more detailed view of companies with fluctuating or irregular dividend payments may be possible by adding the four most recent quarterly payouts together to obtain the yearly dividend payment.

Please keep in mind that the dividend yield is rarely constant.

It might vary even more depending on the technique you employ to compute it.

What Is the Importance of Dividend Yield?

One of the most important reasons to understand dividend yield is to assist you to choose which stocks will provide you with the best return on your dividend investment dollar.

However, there are a few additional advantages to consider.

It is simple to compare stocks based on dividend yields

For income investors, it is important to analyze and pick stocks depending on which companies offer the greatest dividends per dollar of invested capital. 

A less useful statistic is the absolute amount of dividends you get per share.

Because the stock values of different companies might fluctuate considerably.

Companies A and B, for example, both pay an annual dividend of $2 per share on their common stock. Company A’s stock, on the other hand, valued at $50 per share.

But Company B’s stock valued at $100,000 per share. 

In contrast, Company B’s dividend yield is just 2 percent, implying that Company A may be a superior investment for income investors in comparison to Company B.

Increasing dividend yield indicates the company is financially healthy

Generally speaking, when a business chooses to increase its dividend—and, as a result, its dividend yield—this indicates to investors that the company is doing well because it can afford to distribute a greater portion of its revenues to shareholders.

Generally speaking, older, more mature companies in established sectors are more likely to pay regular dividends. Moreover, to offer higher dividend yields than younger, less experienced companies. 

Meanwhile, newer, faster-growing companies are more likely to reinvest their revenues for future expansion. Rather than paying out a dividend to shareholders.

Dividends increase the value of your investments

Your investment gains the benefits of compounding when you reinvest your dividends. Rather than cashing them out every year or quarter. 

Compounding effects have the potential to significantly increase your profits over time. 

According to a recent analysis from Hartford Funds, reinvesting dividends has been responsible for 78 percent of the overall gains of the S&p; P 500 from the beginning of 1970.

The Risks of Investing in Stocks with High Dividend Yields

A high dividend yield is not always a favorable indicator of a company’s health. In fact, an unusually large yield may be a warning sign that something is wrong.

Is High Dividend Yield Always better?

This might occur for a variety of causes, including:

The stock price of the company has just dropped precipitously.

If the price of a company drops dramatically but the dividend did not reduce, the yield on the stock may appear to be high. 

Illustration

Consider the case of a company with a stock price of $60.

And a $2 yearly dividend per share paid out on each share.

If the stock’s price falls below $20, the dividend yield more than doubles to almost 10% of the stock’s value. 

This yield may appear to be quite attractive at first glance. But upon closer inspection, it indicates that the company is in serious difficulty.

As seen by the company’s share price’s precipitous decline.

This indicates that a dividend cut or cancellation may be on the way in the near future.

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The company is seeking to entice investors by offering a large dividend payout to them. Some companies attempt to raise their stock prices by raising their dividends. In order to attract new investors to their shares. 

Some investors may want to purchase shares as a result of the high dividend yield. It will cause the stock price to rise. 

However, if the company is not financially sound and cannot afford to maintain the larger dividend payments.

This dividend payout—and the resulting gain in stock value—may not be sustainable.

Stocks with the Highest Dividend Yield

High dividend yields are possible in dividend aristocrats, which have continuously increased their dividend distributions over decades.

As well as companies in the following industries:

Utilities

Electricity and water companies, in general, payout large, steady dividends.

Even natural gas companies have historically paid out dividends that were pretty large and consistent.

Consumer Staples

Companies that provide consumer staples frequently have dividend programs that have been in place for a long time.

In reality, many of the dividend aristocrats are companies that manufacture basic staples.

Telecommunications

Companies that provide telephone and internet services frequently pay out large dividends to their shareholders.

Energy

Companies that provide energy frequently offer greater dividend yields.

This is due in part to the fact that many are MLPs, which require to distribute all of their income to shareholders in order to preserve their tax-favored status.

Real estate

Real estate investment trusts (REITs), like master limited partnerships (MLPs), must transfer virtually all of their income to shareholders in the form of dividends in order to maintain their tax-exempt status.

FINAL THOUGHTS

When a security’s dividend yield is measured in relation to its stock market value per share, it is known as the dividend yield (also known as the dividend payout ratio). 

The dividend yield formula, in other words, determines the proportion of a company’s market price of a share.

More specifically, paid to shareholders in the form of distributions.

When analyzing stocks for investment objectives, a high dividend yield can be a useful metric to consider.

However, it is not necessarily indicative of a successful business. 

Always go beyond the figure at a single point in time, and make sure to take a long-term view of the industry.

And the company’s dividend yield in addition to the number. 

The fact that there is some regularity and that it is not simply a one-time fluke is important to know.